640 West Street 504, Brantford

$279,900
640 West Street 504

$279,900

New
23d
Condo Apartment1 Storey/Apt

640 West Street 504, Brantford

Total Monthly Obligation $2,402

HausQ Valuation Report
Beds
2
Baths
1
Park
1
Sqft
1000-1199
DOM
23d
Score
29
Yield
11.4%
Cash on Cash
7.6%
Cap Rate
6.2%
5Y IRR
21.7%
10Y IRR
19.7%
Property Type-Condo Apartment
MLS® Number-X13846134
Beds-2
Bathrooms-1
Size-1000-1199 sqft
Listed on site-Sep 30, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Taxes-$2,679.78 (2026)
Maintenance-$850.04/mo
Locker-None
Parking-1 - None
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-None
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick
Possession-Flexible
Title-Residential Condo & Other

No agent assigned

Welcome to Village Tower! This spacious 2-bedroom condo unit offers incredible value, low-maintenance living, and an unbeatable location in Brantford's popular Brier Park neighbourhood. Designed with a functional layout, the bright open-concept living and dining area seamlessly connects to a private balcony-perfect for enjoying your morning coffee or evening relaxation. Features include generous bedroom sizes, ample in-suite storage, and full access to building amenities, including a party room, exercise centre, game room, and visitor parking. Maintenance fees cover major utilities for worry-free living. Conveniently situated near Highway 403, top-rated schools, parks, shopping, dining, and public transit.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$223,920
Land Transfer Taxes$2,674
Legal Fees (Est.)
$
Total cash required for closing$60,154

Total Monthly Obligation

$2,402/mo
Mortgage $1,129
Monthly Loss $2,105
Principal$297
Interest$832
Property Tax$223
Condo Fees$850
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.8%35
Cash-on-Cash
-0.3%7
5-Year IRR
16.1%78
10-Year IRR
16.0%
Returns Index
40.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
29/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,860/yr
NOI
$13,394/yr
Net Cash Flow
-$13/mo
Cash Margin
-0.5%4
Cash Flow Index
4.3/ 100
Risk Profile
Weight: 20%
DSCR
0.9926
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo68
Risk Index
37.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 640 West Street 504

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.