85 Peterson Street, Quinte West

$399,000
85 Peterson Street

$399,000

New
23d
DetachedBungalow

85 Peterson Street, Quinte West

Total Monthly Obligation $2,166

Beds
3
Baths
1
Park
8
Sqft
1100-1500
DOM
23d
Score
45
Yield
8.3%
Cash on Cash
12.1%
Cap Rate
7.2%
5Y IRR
25.3%
10Y IRR
22.8%
Property Type-Detached
MLS® Number-X13846240
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-100 × 150 ft
Listed on site-Sep 30, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,173.43 (2026)
Parking-9 - Attached
Basement-None
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/FUTURE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Septic
Possession-30/60
Neighbourhood-Sidney Ward
Title-Residential Freehold

No agent assigned

Welcome to this charming 3-bedroom bungalow, offering the perfect blend of country-style tranquility and town convenience. Enjoy ample outdoor space for gardening, hobbies, or entertaining in the serene backyard. Inside, the bright living room features beautiful hardwood floors, while the open-concept kitchen and dining area overlook the peaceful backyard. A walkout from the dining area leads to the deck-an ideal spot to relax, entertain, or enjoy your morning coffee. Updates include a septic system installed in 2023 and R-60 attic insulation, helping improve energy efficiency and year-round comfort. Conveniently located just minutes from schools, the Trent River, and local amenities, this property combines rural charm with everyday convenience.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,200
Land Transfer Taxes$4,460
Legal Fees (Est.)
$
Total cash required for closing$85,760

Total Monthly Obligation

$2,166/mo
Mortgage $1,609
Monthly Loss $1,742
Principal$424
Interest$1,186
Property Tax$181
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.8%48
Cash-on-Cash
4.6%21
5-Year IRR
19.5%90
10-Year IRR
18.3%
Returns Index
54.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
45/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,300/yr
NOI
$23,297/yr
Net Cash Flow
$332/mo
Cash Margin
12.0%35
Cash Flow Index
35.3/ 100
Risk Profile
Weight: 20%
DSCR
1.2146
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo74
Risk Index
46.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 85 Peterson Street

Time

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