27 Stoneridge Crescent, Niagara-on-the-Lake

$1,300,000
27 Stoneridge Crescent

$1,300,000

New
23d
Att/Row/TownhouseBungalow

27 Stoneridge Crescent, Niagara-on-the-Lake

Total Monthly Obligation $6,153

Beds
2
Baths
3
Park
4
Sqft
1500-2000
DOM
23d
Score
15
Yield
3.5%
Cash on Cash
-8.3%
Cap Rate
2.8%
5Y IRR
9.0%
10Y IRR
9.5%
Property Type-Att/Row/Townhouse
MLS® Number-X13846256
Beds-2
Bathrooms-3
Size-1500-2000 sqft
Lot Size-35.25 × 122.46 ft
Listed on site-Sep 30, 2026
Style-Bungalow
Building Type-Att/Row/Townhouse
Taxes-$6,407 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Signature Elite Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Stone
Roof-Fibreglass Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-105 - St. Davids
Title-Residential Freehold

No agent assigned

Welcome to carefree, executive living on exclusive St. David's Crescent in beautiful Niagara-on-the-Lake. Originally the builder's model home, this exceptional townhome showcases quality finishes, thoughtful upgrades and an impressive level of detail throughout. The bright, beautifully appointed main floor features engineered hardwood, skylights and a gas fireplace, along with an upgraded kitchen offering abundant cabinetry, large pantry, four-seat granite island, Italian double sink, butcher-block café server and convenient built-in desk. The spacious primary suite is a true retreat with a custom walk-in closet, luxurious ensuite featuring double vanity, glass shower and heated floors, plus an adjoining laundry room with storage and linen closet. A second main-floor bedroom/office and full 4-piece bath provide wonderful flexibility. Downstairs, the fully finished lower level offers an oversized hardwood staircase, second gas fireplace, generous bedroom with triple closet and another 4-piece bath with soaker tub/shower. California Closets, shutters and custom blinds add to the polished feel throughout. Outside, enjoy exceptional privacy on the rear deck and patio with custom retractable sunshade, backing onto a fenced, forested ravine. The low-maintenance front garden features an irrigation system, while the double garage is upgraded with epoxy flooring, custom wall storage and central vacuum access. Central air, gas furnace with air purification system and numerous thoughtful upgrades complete this beautifully maintained home. An exceptional opportunity to enjoy elegant, low-maintenance living in one of Niagara-on-the-Lake's most desirable settings.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,040,000
Land Transfer Taxes$22,475
Legal Fees (Est.)
$
Total cash required for closing$283,975

Total Monthly Obligation

$6,153/mo
Mortgage $5,244
Monthly Loss $4,773
Principal$1,380
Interest$3,864
Property Tax$534
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.3%15
10-Year IRR
7.7%
Returns Index
9.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,600/yr
NOI
$30,133/yr
Net Cash Flow
-$2,733/mo
Cash Margin
-71.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
15.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 27 Stoneridge Crescent

Time

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