115 Victoria Avenue N, Kawartha Lakes

$499,900
115 Victoria Avenue N

$499,900

New
22d
DetachedBungalow

115 Victoria Avenue N, Kawartha Lakes

Total Monthly Obligation $2,681

HausQ Valuation Report
Beds
4
Baths
2
Park
3
Sqft
700-1100
DOM
22d
Score
21
Yield
5.5%
Cash on Cash
-1.3%
Cap Rate
4.3%
5Y IRR
14.6%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X13846648
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-100 × 55 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,478.33 (2026)
Parking-5 - Detached
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-Royal Lepage Kawartha Lakes Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-After Nov 1
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Beautiful brick bungalow with a large 2 car garage! Modest, yet stately, with alluring curb appeal. 1000 sqft with 4 bedrooms and 2 bathrooms. 3 bedrooms and a full bathroom on the main level. Enjoy the new flooring that modernizes and brightens the home. The finished basement has a separate entrance and an in law suite secondary kitchen can be easily set up. Plumbing and electrical are ready just missing the appliances. A living room, bedroom, full bathroom, and the laundry room are also in the basement. Roof and furnace aprx 2018. Well maintained home with pride of ownership.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,681/mo
Mortgage $2,016
Monthly Loss $2,151
Principal$531
Interest$1,486
Property Tax$290
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,360/yr
NOI
$16,646/yr
Net Cash Flow
-$629/mo
Cash Margin
-27.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
29.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 115 Victoria Avenue N

Time

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