470 Perth Street, Centre Wellington

$749,000
470 Perth Street

$749,000

New
22d
Detached1 1/2 Storey

470 Perth Street, Centre Wellington

Total Monthly Obligation $3,740

HausQ Valuation Report
Beds
2
Baths
1
Park
2
Sqft
1100-1500
DOM
22d
Score
16
Yield
3.6%
Cash on Cash
-8.4%
Cap Rate
2.8%
5Y IRR
9.0%
10Y IRR
9.4%
Property Type-Detached
MLS® Number-X13846956
Beds-2
Bathrooms-1
Size-1100-1500 sqft
Lot Size-60 × 89 ft
Listed on site-Oct 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$4,120.62 (2026)
Parking-2 - None
Basement-None
Heating-Forced Air (Gas)
Brokerage-Royal LePage Royal City Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Slab
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Fergus
Title-Residential Freehold

No agent assigned

Welcome to 470 Perth, a truly charming and thoughtfully updated century stone home in historic Fergus. Set on a quiet street just steps from downtown, you're within easy walking distance of Fergus' shops, restaurants, parks, and everything that makes the village so charming. With its historic stone buildings, vibrant community, and beautiful riverfront, Fergus offers the best of small-town living, while still providing easy access to Guelph, Kitchener-Waterloo, and the GTA. 470 Perth has so much to offer. The open-concept main floor offers a bright, modern kitchen with quartz countertops, a large island, and welcoming living and dining spaces. A separate office or den adds flexibility, while the light filled laundry/mudroom addition is a stand out feature with built-in storage and a pet door to the fully fenced backyard. Upstairs are two spacious bedrooms with great storage and a four-piece bath. Outside, mature trees and gardens create a private backyard oasis with plenty of space to relax or entertain.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$599,200
Land Transfer Taxes$11,455
Legal Fees (Est.)
$
Total cash required for closing$162,755

Total Monthly Obligation

$3,740/mo
Mortgage $3,021
Monthly Loss $2,945
Principal$795
Interest$2,226
Property Tax$343
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%13
Cash-on-Cash
-12.7%0
5-Year IRR
5.7%13
10-Year IRR
7.3%
Returns Index
7.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,204/yr
NOI
$15,863/yr
Net Cash Flow
-$1,699/mo
Cash Margin
-75.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.444
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
21.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 470 Perth Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.