3029 Heardcreek Trail, London North

$779,900
3029 Heardcreek Trail

$779,900

New
22d
Detached2-Storey

3029 Heardcreek Trail, London North

Total Monthly Obligation $3,964

Beds
4
Baths
4
Park
2
Sqft
1500-2000
DOM
22d
Score
18
Yield
4.7%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X13847132
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-36.19 × 114.76 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,319.5 (2026)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 FIRST CANADIAN CORP
Cooling-Central Air
Laundry-No
Fireplace-Electric, Family Room
Pool-None
Facing-North
Exterior-Hardboard
Roof-Metal, Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Turn-key Ready Home with Flexible Closing
Neighbourhood-North S
Title-Residential Freehold

No agent assigned

Welcome to 3029 Heardcreek Trail, a one-of-a-kind home with thoughtful design and upgraded amenities throughout. At over 2,100 square feet of living space, this home has 4 bedrooms, 3.5 bathrooms, and sits on a 115' deep lot with a fully fenced backyard. The home has a warm and inviting presence as you walk up the manicured front garden. Stepping inside, you'll notice the tall 9' ceilings and large windows as you enter the home. The upgraded kitchen anchors the main floor with its striking features including cabinets to the ceiling, a beautifully tiled backsplash, an upgraded gas range, all with thoughtful gold accents to tie the space together. Peek into the custom pantry and appreciate all the extra storage and prep space you could have in this dream kitchen. A large fireplace bumpout and bookshelf built-in in the living room counter-balance the space. Custom window treatments for the floor-to-ceiling windows along the rear of the main level, as well as all the bedrooms upstairs, are included. Heading upstairs, enjoy engineered hardwood flooring in all the bedrooms and closets and ceramic tile in the bathrooms and upstairs laundry room (with plenty of extra storage!). Enter through double doors to the primary ensuite where you can see the beautiful steel roof over the garage and front porch. The ensuite bathroom is tastefully designed as an oasis retreat with shiplap paneling on the walls and a fully tiled shower with a glass swing door. The other two bedrooms upstairs are generously sized as well. You'll find another large rec room, full bathroom and spare bedroom in the fully finished basement. Lovingly owned by only one family, this house has been meticulously cared for inside and out. Located near brand new schools, steps from multiple parks, in a custom home ready to move into with no work needed, a home like this is hard to find!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$623,920
Land Transfer Taxes$12,073
Legal Fees (Est.)
$
Total cash required for closing$169,553

Total Monthly Obligation

$3,964/mo
Mortgage $3,146
Monthly Loss $3,136
Principal$828
Interest$2,318
Property Tax$443
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.6%27
10-Year IRR
9.5%
Returns Index
14.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,312/yr
NOI
$22,861/yr
Net Cash Flow
-$1,241/mo
Cash Margin
-41.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3029 Heardcreek Trail

Time

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