460 Cardinal Drive, Peterborough

$549,900
460 Cardinal Drive

$549,900

Price Change
23d
Detached2-Storey

460 Cardinal Drive, Peterborough

Total Monthly Obligation $3,004

Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
23d
Score
20
Yield
5.5%
Cash on Cash
-2.1%
Cap Rate
4.1%
5Y IRR
13.9%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-X13847372
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-39.37 × 100.07 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$4,936 (2025)
Parking-5 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-McConkey Real Estate Corporation
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Ashburnham Ward 4
Title-Residential Freehold

No agent assigned

Desirable East City, walking trail nearby to plaza and Little Lake! Quiet Street & Room to grow ( 3 or 4 bedrooms ), in a neighbourhood you'll love! This Tudor-style home features spacious living areas, boasts a 2nd floor family room (could easily be made into 4th bedroom), with adjacent convenient 2nd floor laundry. Main floor offers a nice flow with a large living room overlooking a generous dining room. The newer white kitchen offers a W/O to a large deck & fully fenced backyard, providing a welcoming space for children, pets & outdoor entertaining. Three spacious bedrooms, primary bedroom boasts a full four-piece ensuite. A second full bathroom + a convenient main-floor powder room complete the layout. Enjoy the comfort of garage parking during winter, plus a double-wide driveway accommodating up to four vehicles. Newer furnace + Hot water tank. (Both are owned ). Set in a quiet, family-oriented neighbourhood within walking distance of a shopping, commuters will love the convenient access to Highway 115. Trent University a short 12 min drive. Nearby Beavermead Park a short stroll with walking path, off lease dog park nearby & Trent Severn Waterway offer plenty of opportunities for outdoor enjoyment. A fabulous opportunity to settle into your next chapter, with immediate possession available! Area for Excellent schools too!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$3,004/mo
Mortgage $2,218
Monthly Loss $2,421
Principal$584
Interest$1,634
Property Tax$411
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.7%34
10-Year IRR
10.4%
Returns Index
17.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,084/yr
NOI
$17,640/yr
Net Cash Flow
-$748/mo
Cash Margin
-29.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
26.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 460 Cardinal Drive

Time

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