120 Pinecrest Road S, Stone Mills

$769,900
120 Pinecrest Road S

$769,900

New
22d
DetachedBungalow-Raised

120 Pinecrest Road S, Stone Mills

Total Monthly Obligation $3,813

Beds
4
Baths
2
Park
6
Sqft
1100-1500
DOM
22d
Score
18
Yield
4.4%
Cash on Cash
-4.9%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X13847804
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-293.52 × 588.1 ft
Listed on site-Oct 1, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$3,990.71 (2025)
Parking-8 - Attached
Basement-Separate Entrance, Full, Finished
Heating-Baseboard (Electric)
Brokerage-CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Cooling-None
Laundry-No
Fireplace-Propane
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Metal
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-63 - Stone Mills
Title-Residential Freehold

No agent assigned

Welcome to 120 Pinecrest Road, a beautifully maintained elevated bungalow tucked away on a quiet cul-de-sac just minutes from the charming village of Newburgh & only 7-10 minutes to Napanee. Set on a stunning & private 4-acre parcel surrounded by mature trees & nature, this property offers the perfect balance of peaceful country living & modern comfort. This spacious raised bungalow features 4 bedrooms, 3 on the main level & an additional bedroom downstairs, along with a bright, fully finished walkout basement offering excellent flexibility for families, entertaining, or multi-generational living. The main floor showcases pristine hardwood flooring, a formal dining area, spacious living room, & a beautifully updated eat-in Kraftmaid kitchen complete with granite countertops & newer finishes. The primary bedroom offers its own private ensuite &walk-in closet, while the main bathroom has been tastefully updated in 2025 with new tile and bathtub. The lower level is bright, warm, & inviting, featuring a large rec room with a cozy propane fireplace, walkout access to the backyard, separate entrance potential, & direct access to the oversized double-car garage through a spacious mudroom. An additional unfinished area currently used for storage could easily be transformed into a fifth bedroom, office, gym, or den. Outside is where this property truly shines. Enjoy your incredible 20-foot custom screened gazebo with cedar shingles and power, or relax on the expansive cedar deck system overlooking the beautifully treed and private property. This is the perfect setting for entertaining, family gatherings, or simply enjoying the peaceful surroundings. Additional updates include a steel roof, newer windows and front door (2015), septic tank & tile bed (2017), well pump & pressure tank (2024), updated vinyl flooring, & more. A rare opportunity to own a private country retreat with space, privacy, & exceptional outdoor living just a short drive to amenities.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$615,920
Land Transfer Taxes$11,873
Legal Fees (Est.)
$
Total cash required for closing$167,353

Total Monthly Obligation

$3,813/mo
Mortgage $3,106
Monthly Loss $2,996
Principal$817
Interest$2,288
Property Tax$333
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,600/yr
NOI
$21,749/yr
Net Cash Flow
-$1,293/mo
Cash Margin
-46.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.587
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
21.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 120 Pinecrest Road S

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.