130 Rebecca Street, Stratford

$595,000
130 Rebecca Street

$595,000

New
22d
Detached1 1/2 Storey

130 Rebecca Street, Stratford

Total Monthly Obligation $3,058

Beds
2
Baths
3
Park
2
Sqft
700-1100
DOM
22d
Score
20
Yield
5.2%
Cash on Cash
-1.8%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X13847852
Beds-2
Bathrooms-3
Size-700-1100 sqft
Lot Size-36.08 × 97.29 ft
Listed on site-Oct 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$3,399.43 (2026)
Parking-2 - None
Basement-Unfinished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-Home and Company Real Estate Corp Brokerage
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Stratford
Title-Residential Freehold

No agent assigned

Move-in ready on Rebecca Street, where character meets thoughtful modern updates. This beautifully renovated 2-bedroom, 2.5-bathroom detached home is ideally located just minutes from downtown Stratford. A welcoming front porch with built-in bench seating sets the tone as you step inside. The main floor offers a comfortable bedroom at the front of the home, complete with its own convenient 2-piece ensuite. Continue through to the bright living room, with plenty of space to relax and dine. At the heart of the home, the modern kitchen blends transitional design with the warmth and character of an older home, pairing crisp black and white finishes with a natural wood island. Just off the kitchen, a cozy den offers a great spot for gathering with friends and family, or could easily serve as an alternative dining space. Around the corner, a beautifully finished 3-piece bathroom features a large tiled shower. A dedicated mudroom and office combination adds another layer of functionality, making working from home both comfortable and convenient. Upstairs, a second inviting bedroom enjoys its own 3-piece bathroom, complete with a cast-iron tub that will appeal to anyone who appreciates a good soak. Outside, the low-maintenance backyard has a charming courtyard feel, with pea gravel leading to a comfortable sitting area that's perfect for enjoying a morning coffee or evening glass of wine. Whether you're looking for the ease of main-floor living with a private guest space upstairs, or a stylish first home close to everything Stratford has to offer, this thoughtfully renovated home is ready to welcome you.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$476,000
Land Transfer Taxes$8,375
Legal Fees (Est.)
$
Total cash required for closing$128,875

Total Monthly Obligation

$3,058/mo
Mortgage $2,400
Monthly Loss $2,427
Principal$632
Interest$1,768
Property Tax$283
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,804/yr
NOI
$19,824/yr
Net Cash Flow
-$748/mo
Cash Margin
-29.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
26.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 130 Rebecca Street

Time

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