171 Main Street, Deseronto

$399,900
171 Main Street

$399,900

New
22d
Detached2-Storey

171 Main Street, Deseronto

Total Monthly Obligation $2,210

Beds
3
Baths
2
Park
5
Sqft
1100-1500
DOM
22d
Score
30
Yield
7.4%
Cash on Cash
7.3%
Cap Rate
6.2%
5Y IRR
21.5%
10Y IRR
19.5%
Property Type-Detached
MLS® Number-X13848374
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-33 × 132 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,666 (2025)
Parking-6 - Detached
Basement-Crawl Space
Heating-Heat Pump (Gas)
Brokerage-CENTURY 21 PROPERTY ZONE REALTY INC.
Cooling-Other
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Deseronto (Town)
Title-Residential Freehold

No agent assigned

Exceptional 3-bedroom, 2-bathroom home perfectly combines the charm of rustic cottage living with the peace and tranquility of a quiet smalltown. Wake up every morning to stunning water views of Bay of Quinte, with Centennial Park and the local Marina right at your doorstep.Whether you are looking for a peaceful forever home, a weekend escape, or a highly profitable, income-generating short-term rental, this propertyoffers an unbeatable front-row seat to four-season recreation. Step inside to experience cozy, cabin-inspired warmth. Relax by one of the twoGas fired fireplaces after a day of summer boating or winter ice fishing. The home is engineered for year-round comfort and efficiency, featuringa modern, cost-saving heat pump system for both heating and cooling.The outdoor living space is a true private oasis designed for ultimaterelaxation and guest entertainment. Host unforgettable summer gatherings with the backyard barbecue, unwind under the stars in your privatehot tub, or share stories around the fire pit on crisp evenings.Whether you want to slow down and enjoy the quiet life or capitalize on a turnkeyinvestment opportunity in a high-demand vacation destination, this property delivers it all. Take over the current short term rental operation withall existing furniture and equipement and start earning from day 1. Detached Garage and upto 5 Cars parking. Schedule your private showing today!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,210/mo
Mortgage $1,613
Monthly Loss $1,786
Principal$424
Interest$1,189
Property Tax$222
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.9%36
Cash-on-Cash
0.2%8
5-Year IRR
16.0%77
10-Year IRR
15.4%
Returns Index
41.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
30/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,700/yr
NOI
$19,564/yr
Net Cash Flow
$17/mo
Cash Margin
0.7%5
Cash Flow Index
5.4/ 100
Risk Profile
Weight: 20%
DSCR
1.0128
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo74
Risk Index
39.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 171 Main Street

Time

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