16 Westbury Drive, St. Catharines

$849,000
16 Westbury Drive

$849,000

New
24d
Detached2-Storey

16 Westbury Drive, St. Catharines

Total Monthly Obligation $4,257

Beds
3
Baths
3
Park
3
Sqft
1100-1500
DOM
24d
Score
17
Yield
4.2%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.7%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-X13848500
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-50.2 × 109.91 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,489.72 (2026)
Parking-5 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-BOLDT REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Freehold

No agent assigned

Welcome to this spacious 3-bedroom, 3-bathroom, 2-storey with almost 2000 sq. ft finished home nestled in a family-friendly neighborhood. Offering a versatile layout, thoughtful updates, and fantastic outdoor space, this home is designed to accommodate the way your family lives. The main floor features newer engineered hardwood flooring, California shutters, and a flexible living and dining arrangement. The layout allows you to choose between a separate dining room with a generous living room, or an eat-in kitchen paired with a combined dining/living space. The kitchen offers quartz countertops and a convenient patio door walkout to the impressive 20' x 12' composite deck - perfect for entertaining, relaxing, and enjoying the fully fenced backyard. Upstairs, you'll find three generously sized bedrooms, including a spacious primary bedroom complete with an 8' x 6.5' walk-in closet. With no carpet throughout the home, maintenance is easy and the finishes have a clean, modern feel. The finished lower level provides even more living space with a large family room and a 3-piece bathroom, completed within the last few years. Whether you need a comfortable space for family movie nights, a playroom, home office, or entertaining area, this level offers plenty of flexibility. Outside, the fully fenced yard is ready for enjoying all seasons and features an outdoor sauna, three sheds for excellent storage, and is fully fenced. Concrete walkways and driveway add durability and low-maintenance convenience. With its versatile floor plan, generous living spaces, newer flooring and bathroom, fantastic backyard amenities, and family-friendly setting, this home offers a great combination of comfort, functionality, and outdoor enjoyment.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$679,200
Land Transfer Taxes$13,455
Legal Fees (Est.)
$
Total cash required for closing$184,755

Total Monthly Obligation

$4,257/mo
Mortgage $3,425
Monthly Loss $3,356
Principal$901
Interest$2,523
Property Tax$457
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.4%1
5-Year IRR
7.5%20
10-Year IRR
8.6%
Returns Index
11.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,760/yr
NOI
$22,194/yr
Net Cash Flow
-$1,575/mo
Cash Margin
-52.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 16 Westbury Drive

Time

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