434 S Orchard Avenue S B, Cobourg

$663,900
434 S Orchard Avenue S B

$663,900

New
22d
Att/Row/Townhouse2-Storey

434 S Orchard Avenue S B, Cobourg

Total Monthly Obligation $3,642

HausQ Valuation Report
Beds
3
Baths
3
Park
4
Sqft
2000-2500
DOM
22d
Score
18
Yield
5.2%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Att/Row/Townhouse
MLS® Number-X13848610
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-29 × 116 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$7,062.78 (2026)
Parking-6 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER - R.M.R. Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30 day minimum
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Welcome to the one you've been waiting for - the final new freehold townhome from Mason Homes in the sought-after Kingswood community of Cobourg. Thoughtfully designed for the way you live today, this beautiful 3-bedroom, 2.5-bathroom home pairs timeless style with effortless everyday living. The bright, open-concept main floor creates an inviting space for entertaining friends, gathering with family, or simply enjoying quiet evenings at home. Upstairs, a generous flex space offers endless possibilities - imagine movie nights in your own home theatre, a beautifully appointed home office, or the perfect playroom for the kids. ENERGY STAR features provide added efficiency and comfort, while the peaceful road setting offers a welcome sense of privacy and tranquility. Best of all, you're just minutes from Cobourg's vibrant amenities, charming downtown, and the beautiful waterfront and Cobourg Beach. A rare opportunity, a beautiful new home, and the chance to make Kingswood your own - this is where your next chapter begins.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$531,120
Land Transfer Taxes$9,753
Legal Fees (Est.)
$
Total cash required for closing$144,033

Total Monthly Obligation

$3,642/mo
Mortgage $2,678
Monthly Loss $2,937
Principal$705
Interest$1,973
Property Tax$589
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
8.9%28
10-Year IRR
9.8%
Returns Index
15.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,836/yr
NOI
$19,790/yr
Net Cash Flow
-$1,029/mo
Cash Margin
-35.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
22.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 434 S Orchard Avenue S B

Time

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