14 Victoria Avenue, North Grenville

$549,000
14 Victoria Avenue

$549,000

New
22d
Detached2-Storey

14 Victoria Avenue, North Grenville

Total Monthly Obligation $2,884

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
22d
Score
24
Yield
6.3%
Cash on Cash
3.0%
Cap Rate
5.2%
5Y IRR
18.0%
10Y IRR
16.6%
Property Type-Detached
MLS® Number-X13848614
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-60.89 × 133.81 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,530.39 (2026)
Parking-5 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-None
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Metal
Foundation-Stone, Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-801 - Kemptville
Title-Residential Freehold

No agent assigned

14 Victoria Avenue offers a blend of historic charm and everyday comfort in the heart of Kemptville. This two storey home features 3 bedrooms and 1.5 bathrooms, with original details including interior doors, a beautiful staircase and wide plank flooring upstairs that give the home a warmth and personality that is hard to replicate.The main living spaces feature hardwood and tile flooring, while a wood burning/pellet fireplace adds a cozy touch for cooler evenings. Outside, the fenced backyard is surrounded by mature trees and offers a deck, gazebo and no rear neighbours, creating a private space to relax, entertain or simply enjoy time outdoors.A detached one car garage and parking for up to six vehicles add plenty of practicality, while municipal water and sewer and natural gas forced air heating offer everyday convenience. The unfinished basement provides additional storage and flexibility.With its historic details, private backyard and central Kemptville setting, 14 Victoria Avenue is an inviting property with plenty of charm and room to make it your own.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$439,200
Land Transfer Taxes$7,455
Legal Fees (Est.)
$
Total cash required for closing$118,755

Total Monthly Obligation

$2,884/mo
Mortgage $2,215
Monthly Loss $2,301
Principal$583
Interest$1,632
Property Tax$294
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-2.8%4
5-Year IRR
13.5%61
10-Year IRR
13.4%
Returns Index
31.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$23,290/yr
Net Cash Flow
-$274/mo
Cash Margin
-9.4%1
Cash Flow Index
0.7/ 100
Risk Profile
Weight: 20%
DSCR
0.8818
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
30.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Victoria Avenue

Time

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