360 Cumberland Street 104, Lower Town - Sandy Hill

$274,900
360 Cumberland Street 104

$274,900

New
22d
Condo ApartmentApartment

360 Cumberland Street 104, Lower Town - Sandy Hill

Total Monthly Obligation $2,007

Beds
1
Baths
1
Park
1
Sqft
0-499
DOM
22d
Score
26
Yield
8.9%
Cash on Cash
3.6%
Cap Rate
5.4%
5Y IRR
18.5%
10Y IRR
17.0%
Property Type-Condo Apartment
MLS® Number-X13849386
Beds-1
Bathrooms-1
Size-0-499 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Age-11-15
Taxes-$3,197 (2026)
Maintenance-$432/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Baseboard (Electric)
Brokerage-REMAX BOARDWALK REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Aluminum Siding, Concrete
Roof-Flat
Possession-Immediate/Flexible
Neighbourhood-4001 - Lower Town/Byward Market
Title-Residential Condo & Other

No agent assigned

Welcome to 360 Lofts in Ottawa's ByWard Market, where smart urban living comes with an unexpected bonus: your own private outdoor retreat. This bright 1-bedroom condo offers modern finishes, large windows and a private terrace of over 226 sq. ft.-an exceptional amount of outdoor space for downtown Ottawa, perfect for morning coffee, summer dinners or simply having room to breathe. Inside, the efficient layout makes the most of the space, creating a comfortable home base in one of Ottawa's most walkable neighbourhoods. Underground parking, a private storage locker and bike storage add everyday convenience. From here, it's an easy walk to the ByWard Market, University of Ottawa, transit, restaurants, cafés, shopping and the many amenities of downtown Ottawa. Whether you're looking for your first home, a convenient Ottawa pied-à-terre or an investment in a highly connected urban location, this is a thoughtfully designed condo in the heart of it all. If you are looking for that minimalistic living in the middle of the action in the Byward Market this one may be the one!

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$219,920
Land Transfer Taxes$2,599
Legal Fees (Est.)
$
Total cash required for closing$59,079

Total Monthly Obligation

$2,007/mo
Mortgage $1,109
Monthly Loss $1,715
Principal$292
Interest$817
Property Tax$266
Condo Fees$432
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.5%3
5-Year IRR
13.3%60
10-Year IRR
13.5%
Returns Index
30.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$24,456/yr
NOI
$11,229/yr
Net Cash Flow
-$173/mo
Cash Margin
-8.5%1
Cash Flow Index
0.9/ 100
Risk Profile
Weight: 20%
DSCR
0.8416
LTV Ratio
80.0%18
Vacancy Buffer
4.7 mo80
Risk Index
38.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 360 Cumberland Street 104

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.