164 Bay Street W, Blue Mountains

$1,339,900
164 Bay Street W

$1,339,900

New
22d
Detached2-Storey

164 Bay Street W, Blue Mountains

Total Monthly Obligation $6,198

Beds
4
Baths
3
Park
8
Sqft
1500-2000
DOM
22d
Yield
8.5%
Cash on Cash
14.9%
Cap Rate
7.8%
5Y IRR
27.7%
10Y IRR
24.9%
Property Type-Detached
MLS® Number-X13849976
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-75.83 × 167.8 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,015 (2025)
Parking-10 - Detached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Bosley Real Estate Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-North
Exterior-Concrete, Wood
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flex
Neighbourhood-Blue Mountains
Title-Residential Freehold

No agent assigned

Imagine waking to the sounds of Georgian Bay and the nearby river in this exceptional Thornbury home. Perfectly positioned just steps from the waterfront and the Georgian Trail, you'll enjoy walking or cycling into downtown Thornbury to explore its shops, cafés, restaurants, marina, and year-round events. Designed for comfortable living and entertaining, the bright open-concept main floor features a spacious living and dining area with a cozy gas fireplace, custom built-in cabinetry, and a beautifully appointed kitchen with custom cabinetry and granite countertops. The main-floor primary suite is a peaceful retreat with a cedar-lined vaulted ceiling, ensuite, and walkout to the patio-perfect after a day of skiing, golfing, or hiking. Upstairs, a versatile loft offers the ideal home office or sitting area with walkouts to two covered balconies, while two additional bedrooms and a full bath provide plenty of space for family and guests. The finished lower level offers a family room, an additional bedroom or recreation room, and a dedicated laundry area. Backing onto a mature forest, the private backyard features a wraparound deck and an impressive 26' x 30' detached garage with ample room for vehicles, toys, or a workshop. Enjoy the convenience of full municipal services (water, sewer, and natural gas), plus a heated driveway and backup generator for year-round comfort and peace of mind. Owners also enjoy access to two private Georgian Bay beaches ($300/year association fee), along with a public waterfront access just steps away. Whether you're searching for a full-time home, weekend escape, or four-season retreat close to skiing, golf, trails, and the charm of downtown Thornbury, this is an incredible opportunity to embrace the lifestyle you've been dreaming of.

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Closing Costs

Mortgage Amount
$1,071,920
Land Transfer Taxes$23,273
Legal Fees (Est.)
$
Total cash required for closing$292,753

Total Monthly Obligation

$6,198/mo
Mortgage $5,405
Monthly Loss $4,775
Principal$1,422
Interest$3,983
Property Tax$418
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 164 Bay Street W

Time

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