430 Head Street N 30, Strathroy-Caradoc

$659,900
430 Head Street N 30

$659,900

New
22d
DetachedBungalow

430 Head Street N 30, Strathroy-Caradoc

Total Monthly Obligation $3,037

Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
22d
Score
24
Yield
5.5%
Cash on Cash
2.6%
Cap Rate
5.2%
5Y IRR
17.7%
10Y IRR
16.3%
Property Type-Detached
MLS® Number-X13850120
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-45.93 × 86.45 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Age-New
Parking-4 - Attached
Basement-Full, Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick Front, Stone
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-90+ days
Neighbourhood-NE
Title-Residential Freehold

No agent assigned

MODEL HOME available to view at Lot 7 including for open houses.** BEING BUILT, some selections can still be chosen. End of October completion possible. Welcome to this stunning new build by Rocco Luxury Homes, nestled in a sought-after enclave in Strathroy. Thoughtfully designed with high-end finishes throughout, this bungalow offers over 2,100 square feet across two levels; with 1,290 sq ft of beautifully appointed main floor living plus a fully finished walkout basement (874 sq ft), providing 4 bedrooms and 3 bathrooms across two levels. One of the standout advantages of this home is the level of features that come standard with Rocco Luxury Homes, giving this home a more elevated feel from the start and offering exceptional value without the added cost. The open-concept main floor impresses with wide plank engineered hardwood flooring featuring Aria floor vents, 9 ft ceilings paired with 8 ft doors. The striking kitchen features white shaker cabinetry to the ceiling, quartz countertops, a sleek backsplash with pot filler, a wood-panel island with undermount sink, and a walk-in pantry all flowing into a living room anchored by a sleek linear fireplace and floor to ceiling windows overlooking the backyard. The dining area walks out to the rear yard, perfect for entertaining. The main floor primary suite offers a walk-in closet and 4-piece bath with double vanity and tiled glass shower, while a second bedroom, 4-piece bath, and full laundry/mudroom complete the level. Downstairs, the customizable finished walkout basement adds two additional bedrooms, a spacious recreation room, and a full bathroom, ideal for guests, teenagers, or a home office setup. Outside, enjoy an attached and insulated double garage with man door and private double drive. Price includes proposed 2026 HST rebates. Taxes not yet assessed. Photos are of model home, finishes/upgrades may vary. 3 lots available (2 are walk-outs with no extra lot premium.)

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$527,920
Land Transfer Taxes$9,673
Legal Fees (Est.)
$
Total cash required for closing$143,153

Total Monthly Obligation

$3,037/mo
Mortgage $2,662
Monthly Loss $2,336
Principal$700
Interest$1,961
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.5%4
5-Year IRR
13.6%62
10-Year IRR
13.4%
Returns Index
32.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,600/yr
NOI
$28,440/yr
Net Cash Flow
-$292/mo
Cash Margin
-9.6%1
Cash Flow Index
0.7/ 100
Risk Profile
Weight: 20%
DSCR
0.8919
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
30.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 430 Head Street N 30

Time

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