103 Saugeen Beach Road, Saugeen Shores

$1,999,000
103 Saugeen Beach Road

$1,999,000

New
22d
DetachedBungalow

103 Saugeen Beach Road, Saugeen Shores

Total Monthly Obligation $9,156

Beds
3
Baths
2
Park
6
Sqft
1500-2000
DOM
22d
Score
13
Yield
1.5%
Cash on Cash
-16.9%
Cap Rate
1.0%
5Y IRR
2.5%
10Y IRR
4.6%
Property Type-Detached
MLS® Number-X13850150
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-106 × 155 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$8,605.77 (2026)
Parking-8 - Detached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-Royal LePage D C Johnston Realty
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-North
Exterior-Board & Batten
Roof-Asphalt Shingle
Foundation-Concrete, Piers, Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Saugeen Shores
Title-Residential Freehold

No agent assigned

Dream Beachfront Retreat in Port Elgin. This is an unparalleled opportunity to own a rare, coveted piece of Saugeen Beach Road's shoreline, nestled among the trees in the private enclave known locally as Eidt's Grove. Positioned directly on a pristine stretch of white sand, this exceptional property boasts a generous 111 feet of prime Lake Huron frontage with spectacular panoramic views and sunset vistas. The expansive, private lot serves as a natural oasis, complete with a charming babbling stream meandering through the grounds.While the owners are motivated and ready for their next project, opportunities to secure a rare sandy waterfront lot of this caliber do not come along often. The fully renovated, year-round 1,800 sq ft home (updated top-to-bottom in 2010) seamlessly combines rustic character with modern comfort. Inside, you'll find engineered hickory wood floors, a cozy stone fireplace, and a bright, functional kitchen equipped with whitewashed poplar cabinetry, a large island, and stainless steel appliances. Featuring three comfortable bedrooms, a spacious entrance foyer, and main-floor laundry, the residence is as practical as it is inviting.Outdoors, exposed aggregate concrete walkways and patios flow effortlessly toward the water's edge. The property comes fully equipped for shoreline living with an oversized, detached 24' x 30' insulated garage/workshop, a woodshed, a 7' x 11' bunkie, and a convenient outdoor shower. Realize your dream of owning a truly special Lake Huron sanctuary-offered now at a compelling new price.

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,599,200
Land Transfer Taxes$36,455
Legal Fees (Est.)
$
Total cash required for closing$437,755

Total Monthly Obligation

$9,156/mo
Mortgage $8,063
Monthly Loss $7,034
Principal$2,122
Interest$5,942
Property Tax$717
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
0.7%7
Cash-on-Cash
-19.3%0
5-Year IRR
0.5%3
10-Year IRR
3.4%
Returns Index
2.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$13,894/yr
Net Cash Flow
-$6,906/mo
Cash Margin
-276.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.141
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo18
Risk Index
12.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 103 Saugeen Beach Road

Time

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