400 Holden Street, Kingston

$779,900
400 Holden Street

$779,900

New
23d
Detached2-Storey

400 Holden Street, Kingston

Total Monthly Obligation $3,684

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
23d
Score
18
Yield
4.0%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Detached
MLS® Number-X13850710
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-42.67 × 105 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Age-New
Taxes-$1,958.63 (2026)
Parking-4 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ORION REALTY CORPORATION
Cooling-Other
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-New Build Construction Appox. 6-8 months from purchase date
Neighbourhood-42 - City Northwest
Title-Residential Freehold

No agent assigned

Introducing the Thorncrest by CaraCo, a beautifully designed home in the sought-after Woodhaven community. This brand-new model now offers approximately 2050 sqft of finished living space, 3 bedrooms, 2.5 bathrooms, and basement rec-room, thoughtfully crafted for modern living. The open-concept main floor features 9 ft ceilings, hardwood flooring, ceramic tile, and a cozy fireplace. The kitchen is both stylish and functional, complete with quartz countertops, a large centre island, pot lighting, and ample cabinetry-ideal for everyday living and entertaining. Upstairs, you'll find three well-appointed bedrooms, including a spacious primary suite with walk-in closet and a private ensuite. Two additional bedrooms offer flexibility for family, guests, or a home office. Additional highlights include main floor laundry, high-efficiency furnace, HRV system, and quality finishes throughout. The full basement with bathroom rough-in provides excellent potential for future living space. Located in the desirable Woodhaven neighbourhood, close to parks, schools, the future site of Kingston General Hospital and all west-end amenities. Receive a $20,000 Design Centre bonus to personalize your finishes and expand your living with the included incentive package of a basement rec room. If a basement rec room is not the right fit for your family, substitute it with one of our other incentive packages at no cost. Take advantage of the New HST Rebate already reflected in the price!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$623,920
Land Transfer Taxes$12,073
Legal Fees (Est.)
$
Total cash required for closing$169,553

Total Monthly Obligation

$3,684/mo
Mortgage $3,146
Monthly Loss $2,856
Principal$828
Interest$2,318
Property Tax$163
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,200/yr
NOI
$21,621/yr
Net Cash Flow
-$1,344/mo
Cash Margin
-51.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 400 Holden Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.