272 Carlton Street, St. Catharines

$449,999
272 Carlton Street

$449,999

New
22d
DetachedBungalow

272 Carlton Street, St. Catharines

Total Monthly Obligation $2,439

Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
22d
Score
25
Yield
6.6%
Cash on Cash
3.9%
Cap Rate
5.4%
5Y IRR
18.7%
10Y IRR
17.2%
Property Type-Detached
MLS® Number-X13850834
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 117.9 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,985 (2025)
Parking-3 - Detached
Basement-Separate Entrance, Partially Finished, Full, Walk-Up
Heating-Forced Air (Gas)
Brokerage-STONEMILL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Freestanding, Natural Gas
Pool-None
Facing-South
Exterior-Stucco (Plaster)
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-IMMEDIATE
Neighbourhood-446 - Fairview
Title-Residential Freehold

No agent assigned

CONVENIENCE IS KEY. Charming stucco bungalow in North St. Catharines Fairview neighborhood. Enjoy a beautiful view of Lancaster Park, a detached garage, shed, and excellent privacy on a 50 ft x 117.90 ft corner lot. Inside, the main floor offers 2 bedrooms and a full bath. The lower level features a separate entrance, 3-piece bath, laundry, workbench, and a cozy rec room with a free-standing gas fireplace - perfect for downsizers, first-time buyers, or Investors. LOCATION! LOCATION! Minutes to the QEW, steps to NRT transit, and walking distance to Fairview Mall, Grantham Plaza, restaurants, groceries and parks. Everything you need is right here. Add your finishing touches and make this your Home Sweet Home. Home sold "As Is.". Measurements approximate

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$359,999
Land Transfer Taxes$5,475
Legal Fees (Est.)
$
Total cash required for closing$96,975

Total Monthly Obligation

$2,439/mo
Mortgage $1,815
Monthly Loss $1,961
Principal$478
Interest$1,338
Property Tax$249
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.5%4
5-Year IRR
13.7%63
10-Year IRR
13.6%
Returns Index
32.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,808/yr
NOI
$19,342/yr
Net Cash Flow
-$203/mo
Cash Margin
-8.2%1
Cash Flow Index
1.0/ 100
Risk Profile
Weight: 20%
DSCR
0.8919
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo67
Risk Index
34.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 272 Carlton Street

Time

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Data last updated within the past 24 hours.