26 Welstead Drive, St. Catharines

$699,999
26 Welstead Drive

$699,999

New
22d
DetachedBacksplit 4

26 Welstead Drive, St. Catharines

Total Monthly Obligation $3,740

Beds
3
Baths
3
Park
4
Sqft
1100-1500
DOM
22d
Score
18
Yield
5.1%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-X13851090
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-50.12 × 115.08 ft
Listed on site-Oct 1, 2026
Style-Backsplit 4
Building Type-Detached
Age-16-30
Taxes-$6,500 (2025)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Affinity Real Estate
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained family home offering a bright, functional layout and stylish finishes throughout. Enjoy hardwood flooring on all 3 floors (2022), spacious principal rooms, and abundant natural light. The open-concept main floor is ideal for everyday living and entertaining, featuring a modern kitchen with ceramic flooring and granite countertops (2010), ample cabinetry, and seamless flow into the dining and living areas. Favourite features include the large family room and basement TV room, perfect for relaxing and entertaining. Upstairs offers well-appointed bedrooms, including a spacious primary retreat. The finished lower level with quartz finishes provides flexible space for a home office, gym, or recreation area, plus a laundry area, plenty of storage, and clean unfinished utility space. This home offers outstanding structural integrity and has never experienced flooding or water issues, giving buyers complete peace of mind. The dry, well-kept lower level is a testament to years of careful ownership and maintenance. Step outside to an exceptional 65' x 16' concrete patio (2015) with a 20' x 12' gazebo wired for lighting and a fan, effectively doubling the living space from spring through fall. Gemstone exterior lighting (2025) adds ambiance and curb appeal. Over $55,000 has been invested in renovations and outdoor improvements. Located in a desirable, family-friendly west-end neighbourhood close to schools, parks, shopping, restaurants, hospital, major commuter routes, hiking trails, wineries, and GO train/bus services. Move-in ready, this exceptional home is perfect for families, professionals, or investors alike. Don't miss your opportunity to make it your own! Importantly, the home's structural integrity remains unaffected by recent flooding in the surrounding area, and the home itself has never experienced flooding.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$559,999
Land Transfer Taxes$10,475
Legal Fees (Est.)
$
Total cash required for closing$151,975

Total Monthly Obligation

$3,740/mo
Mortgage $2,824
Monthly Loss $2,997
Principal$743
Interest$2,081
Property Tax$542
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.4%1
5-Year IRR
9.1%29
10-Year IRR
9.9%
Returns Index
15.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,820/yr
NOI
$21,238/yr
Net Cash Flow
-$1,054/mo
Cash Margin
-35.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 26 Welstead Drive

Time

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