1225 Milburn Street, Peterborough

$649,800
1225 Milburn Street

$649,800

New
22d
DetachedBungalow

1225 Milburn Street, Peterborough

Total Monthly Obligation $3,427

Beds
5
Baths
3
Park
4
Sqft
1100-1500
DOM
22d
Score
18
Yield
4.9%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-X13851130
Beds-5
Bathrooms-3
Size-1100-1500 sqft
Lot Size-55 × 110 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,176.56 (2026)
Parking-4 - Carport
Basement-Full
Heating-Forced Air (Gas)
Brokerage-Century 21 United Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Electric
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Northcrest Ward 5
Title-Residential Freehold

No agent assigned

Rare Opportunity in the North End! This spacious 5-bedroom family home offers 1,461 sq. ft. of finished above-grade living space and is ideally situated on a quiet, low-traffic street, just steps from schools, parks, and scenic walking trails. The main floor features oversized windows, three of the five bedrooms, and a bright open-concept living and dining area centred around a cozy fireplace. The large windows fill the space with natural light, creating a warm and inviting setting for everyday living and entertaining. The lower level offers two additional generous bedrooms and a 3-piece bathroom, along with a spacious family room and kitchenette. A second gas fireplace, laundry area, large utility/storage room, and egress window add versatility to this level, making it ideal for guests, older children, or extended family. Outside, enjoy a spacious backyard surrounded by mature gardens, offering plenty of room to relax or entertain. The newly renovated double carport provides covered parking for two vehicles while adding convenience and curb appeal. A spacious and versatile family home in a fantastic North End location!

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$519,840
Land Transfer Taxes$9,471
Legal Fees (Est.)
$
Total cash required for closing$140,931

Total Monthly Obligation

$3,427/mo
Mortgage $2,621
Monthly Loss $2,738
Principal$690
Interest$1,931
Property Tax$431
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.6%27
10-Year IRR
9.5%
Returns Index
14.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$18,943/yr
Net Cash Flow
-$1,042/mo
Cash Margin
-39.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
23.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1225 Milburn Street

Time

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