32 Wentworth Avenue, Cambridge

$1,150,000
32 Wentworth Avenue

$1,150,000

New
23d
Detached3-Storey

32 Wentworth Avenue, Cambridge

Total Monthly Obligation $5,771

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
23d
Score
15
Yield
3.6%
Cash on Cash
-9.5%
Cap Rate
2.5%
5Y IRR
8.1%
10Y IRR
8.8%
Property Type-Detached
MLS® Number-X13851304
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-62 × 160.8 ft
Listed on site-Sep 30, 2026
Style-3-Storey
Building Type-Detached
Taxes-$9,088.2 (2026)
Parking-4 - Detached
Basement-Full, Unfinished
Heating-Water (Gas)
Brokerage-ROYAL LEPAGE CROWN REALTY SERVICES
Cooling-None
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to Dickson Hill, one of Cambridge's most sought-after historic neighbourhoods, where 1924 craftsmanship meets modern potential. Situated on an expansive, maturely treed 62' x 162' lot, this property offers rare development potential - ideal for a rear lot severance or an Accessory Dwelling Unit. This classic red-brick home spans just over 3,000 sq ft across 2.5 finished storeys. From the curb, it commands attention with custom soffit details, stately dormers, and distinctive bow-style rounded front windows. On the east side, a sun-filled conservatory with classic terracotta floor tiles offers a serene retreat for morning coffee or evening relaxation. Step inside to find warm hardwood floors, pristine original trim & doors, rich crown mouldings, and a striking staircase anchored by a beautifully crafted box newel post with period lighting. The formal living room features an elegant marble fireplace and leaded glass windows. Across the hall, the formal dining room showcases rounded bow windows, built-in china cabinets with leaded glass doors, a chandelier, and wall sconces, creating a sophisticated setting for hosting. The upper levels feature 4 spacious bdrms plus a dedicated sunroom. The primary suite includes a private 2-pc ensuite, while secondary bdrms share a full main bath with a deco-style tub and tile flooring. The finished 3rd level adds flexible living space, perfect as a family room, creative studio, and guest suite. Unlike many homes of this vintage, the lower level has impressive ceiling heights, generous storage, a cedar-lined closet, a convenient washroom, and workshop space. A 2-zone Lennox gas boiler (2010) delivers efficient hot water heating. Outside, a double detached garage w/ laneway access provides secure vehicle and extra storage space. All of this is within easy walking distance of Downtown Galt, the Gaslight District, local cafes, fine dining, boutique shops, public library, grocery, Victoria Park, and Grand River trails.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$920,000
Land Transfer Taxes$19,475
Legal Fees (Est.)
$
Total cash required for closing$250,975

Total Monthly Obligation

$5,771/mo
Mortgage $4,639
Monthly Loss $4,550
Principal$1,221
Interest$3,418
Property Tax$757
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.3%12
10-Year IRR
7.0%
Returns Index
7.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,956/yr
NOI
$23,272/yr
Net Cash Flow
-$2,699/mo
Cash Margin
-79.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 32 Wentworth Avenue

Time

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