79927 Orchard Line, Central Huron

$639,900
79927 Orchard Line

$639,900

New
22d
DetachedSidesplit

79927 Orchard Line, Central Huron

Total Monthly Obligation $3,329

Beds
3
Baths
2
Park
5
Sqft
1100-1500
DOM
22d
Score
16
Yield
3.4%
Cash on Cash
-10.4%
Cap Rate
2.3%
5Y IRR
7.4%
10Y IRR
8.2%
Property Type-Detached
MLS® Number-X13851352
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-100 × 200 ft
Listed on site-Oct 1, 2026
Style-Sidesplit
Building Type-Detached
Age-31-50
Taxes-$4,475 (2026)
Parking-8 - Detached
Basement-Full, Finished, Separate Entrance
Heating-Radiant (Gas)
Brokerage-Pebble Creek Real Estate Inc.
Cooling-None
Laundry-No
Fireplace-Family Room, Living Room, Natural Gas
Pool-None
Facing-West
Exterior-Aluminum Siding, Brick Veneer
Roof-Metal
Foundation-Concrete
Sewer-Septic
Possession-TBD
Neighbourhood-Goderich
Title-Residential Freehold

No agent assigned

Welcome to the best of both worlds - country living with town convenience! This terrific family home is set on a half acre lot on the edge of the Prettiest town in Canada, close to shopping, Historic Goderich Town Square and the shores of Lake Huron! With over 2300 sq ft of finished living space and 4 bedrooms, there will be plenty of space for everyone! The bright kitchen has a large window over the sink and patio doors leading to a spacious rear deck. There's a main level living room with gas fireplace as well as a family room on the lower lever with brick fireplace and wall to wall built in cabinets! The upper level offers 3 bedrooms and large 5 pc bathroom. There's an additional bedroom and two-piece bath/laundry room on the lower level. On the second lower level there's a huge finished bonus room and storage room with stairs leading to the attached 1 car garage. For those needing more garage space, there's a detached 2 car garage on the property as well! Don't miss out on your chance to move to the country while maintaining the convenience of town living you've become accustomed to! Bonus - 5 appliances included!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$3,329/mo
Mortgage $2,581
Monthly Loss $2,650
Principal$679
Interest$1,902
Property Tax$373
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-14.9%0
5-Year IRR
4.0%8
10-Year IRR
6.0%
Returns Index
5.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,600/yr
NOI
$10,465/yr
Net Cash Flow
-$1,709/mo
Cash Margin
-94.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
23.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 79927 Orchard Line

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.