19 Orchard Avenue, Cobourg

$649,999
19 Orchard Avenue

$649,999

New
22d
DetachedBungalow

19 Orchard Avenue, Cobourg

Total Monthly Obligation $3,454

HausQ Valuation Report
Beds
3
Baths
1
Park
4
Sqft
1100-1500
DOM
22d
Score
21
Yield
5.8%
Cash on Cash
-0.3%
Cap Rate
4.5%
5Y IRR
15.3%
10Y IRR
14.4%
Property Type-Detached
MLS® Number-X13851412
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-81.4 × 200 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,487 (2025)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX CROSSROADS REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Welcome to this charming detached bungalow nestled in one of Cobourg's most established and sought-after neighbourhoods. Offering 3 spacious bedrooms and comfortable main-floor living with lots of natural lighting, this home is ideal for downsizers, first-time buyers, young families, or anyone seeking a relaxed lifestyle just minutes from the waterfront. Large L-shaped deck with a fire pit in the backyard. Situated on a quiet residential street, you'll enjoy the perfect balance of small-town charm and everyday convenience. Take a short stroll to parks, schools, shopping, restaurants, and local amenities, or spend your weekends exploring Cobourg's renowned beach, marina, vibrant downtown, farmers' market, and waterfront trails. Commuters will appreciate the easy access to Highway 401 and VIA Rail service. 5-minute walk to the beach. Merwin Greer School at the end of the street. Lots of green space in the surrounding area. Whether you're looking to simplify your lifestyle, escape the hustle of the GTA, or invest in a growing community, this well-located bungalow offers exceptional value and an outstanding opportunity to enjoy everything Cobourg has to offer. A wonderful place to call home in a community known for its welcoming atmosphere, beautiful waterfront, and exceptional quality of life.

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%
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$
$
(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$519,999
Land Transfer Taxes$9,475
Legal Fees (Est.)
$
Total cash required for closing$140,975

Total Monthly Obligation

$3,454/mo
Mortgage $2,622
Monthly Loss $2,764
Principal$690
Interest$1,932
Property Tax$457
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%24
Cash-on-Cash
-5.5%2
5-Year IRR
11.3%45
10-Year IRR
11.6%
Returns Index
23.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,440/yr
NOI
$23,709/yr
Net Cash Flow
-$646/mo
Cash Margin
-20.7%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo45
Risk Index
25.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 19 Orchard Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.