375 Almond Lane, St. Catharines

$439,900
375 Almond Lane

$439,900

New
22d
DetachedBungalow

375 Almond Lane, St. Catharines

Total Monthly Obligation $2,338

Beds
3
Baths
3
Park
5
Sqft
700-1100
DOM
22d
Score
23
Yield
5.8%
Cash on Cash
0.8%
Cap Rate
4.8%
5Y IRR
16.2%
10Y IRR
15.1%
Property Type-Detached
MLS® Number-X13851684
Beds-3
Bathrooms-3
Size-700-1100 sqft
Lot Size-66 × 48 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Age-100+
Taxes-$2,261 (2026)
Parking-5 - None
Basement-Crawl Space
Heating-Radiant (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Other
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Perimeter Wall
Sewer-Sewer
Possession-Flexible
Neighbourhood-455 - Secord Woods
Title-Residential Freehold

No agent assigned

This unique property offers 3 separate 1-bedroom units, with their own private entrance, kitchen, living area, bedroom and three-piece bath. With a thoughtful layout, it's easy to accommodate multiple situations - live in one unit and lease out the other two, lease all three units for solid rental income, or use the space to comfortably support a multigenerational family. Ample on-site parking. Conveniently located within walking distance to major shopping centres, cinema, restaurants, schools, and bus routes with easy access to the highway and the Welland Canal. Whether you're looking to invest, downsize with income potential, or find a flexible family living solution, this property is a rare find. Dont miss out!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$351,920
Land Transfer Taxes$5,273
Legal Fees (Est.)
$
Total cash required for closing$94,753

Total Monthly Obligation

$2,338/mo
Mortgage $1,774
Monthly Loss $1,871
Principal$467
Interest$1,307
Property Tax$188
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.4%2
5-Year IRR
11.4%45
10-Year IRR
11.7%
Returns Index
23.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,464/yr
NOI
$16,157/yr
Net Cash Flow
-$428/mo
Cash Margin
-20.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
33.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 375 Almond Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.