86 Oak Street, Brantford

$649,900
86 Oak Street

$649,900

New
22d
Detached2-Storey

86 Oak Street, Brantford

Total Monthly Obligation $3,282

Beds
3
Baths
2
Park
8
Sqft
2000-2500
DOM
22d
Score
17
Yield
3.9%
Cash on Cash
-7.3%
Cap Rate
3.0%
5Y IRR
9.8%
10Y IRR
10.1%
Property Type-Detached
MLS® Number-X13851686
Beds-3
Bathrooms-2
Size-2000-2500 sqft
Lot Size-56 × 124 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,426.26 (2025)
Parking-9 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT GOLFI REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-FLEXIBLE
Title-Residential Freehold

No agent assigned

Character and charm meet modern updates in this beautifully renovated 2-storey detached home on a generous 56 x 124 ft lot in sought-after Brantford. Updated from top to bottom, this 3-bedroom, 2-bath brick home offers an ideal blend of classic character and contemporary living. The spacious main floor features a grand living room/dining room combination anchored by a stunning floor-to-ceiling gas fireplace - perfect for entertaining or cozy evenings in. A large eat-in kitchen with oversized island and sliding patio doors flows seamlessly to the backyard oasis. A main floor bedroom and 3-piece bath add flexibility for guests or multi-generational living. The bonus sitting room provides even more versatile space. Upstairs, the massive primary bedroom (20 x 12 ft) impresses with a walk-in closet, complemented by a second bedroom, a bath with plenty of space to add a laundry and convert the current laundry room into a 4th bedroom. A bonus loft, accessed via pull-down staircase, offers additional storage or creative space. Step outside to a meticulously maintained backyard entertainers' dream - complete with an open deck off the kitchen, landscaping, and ample green space. The detached oversized single car garage and private double driveway with parking for up to 9 vehicles round out this exceptional property. Bonus potential: the home retains the ability to be converted back to a multifamily property with multiple meters. Forced air gas heat, central A/C, municipal water and sewer. Don't miss this one-of-a-kind opportunity!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,282/mo
Mortgage $2,622
Monthly Loss $2,592
Principal$690
Interest$1,932
Property Tax$286
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.0%0
5-Year IRR
6.2%15
10-Year IRR
7.7%
Returns Index
8.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,200/yr
NOI
$14,754/yr
Net Cash Flow
-$1,392/mo
Cash Margin
-66.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
23.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 86 Oak Street

Time

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