10 Goldfinch Road, Hamilton

$599,900
10 Goldfinch Road

$599,900

New
22d
Semi-Detached 2-Storey

10 Goldfinch Road, Hamilton

Total Monthly Obligation $3,178

Beds
4
Baths
2
Park
3
Sqft
1100-1500
DOM
22d
Score
20
Yield
5.4%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Semi-Detached
MLS® Number-X13851932
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-34.01 × 143.4 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$4,593 (2026)
Parking-3 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX Escarpment Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-Inground
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Bruleville
Title-Residential Freehold

No agent assigned

Welcome to 10 Goldfinch Road - a four-bedroom, solid-brick semi with a seriously good backyard and a 143-foot-deep lot on the Hamilton Mountain. Inside, the layout is comfortable and practical, with bright living and dining spaces, a kitchen featuring solid wood butcher block countertops installed in 2026, and four bedrooms upstairs - a rare find in a semi. The main bathroom was fully renovated in 2025, while the finished basement adds another level of flexible living space and a convenient 2-piece bath. But come summer, chances are you'll be spending most of your time out back. With southwest exposure, this backyard was made for long, sunny afternoons. At the centre of it all is the 16' x 32' in-ground pool, complete with a shallow end that tapers to a 9-foot deep end. The pool has undergone an extensive refresh, including a new liner, pump, sand filter, skimmer, plumbing lines and surrounding wood decking. Add the hot tub, fire pit, pool shed and plenty of room to gather, and you have a backyard that's ready for everything from quiet mornings to full-house summer weekends. There's a softer side to the outdoor space, too. Established gardens and thoughtful landscaping attract birds and pollinators throughout the season, with forsythia, honeysuckle and a raised garden bed filled with perennial herbs. Even the unique canoe pond has been incorporated into the landscape, with a shallow rock shelf where visiting birds stop to drink and bathe. Recent improvements continue with the front porch and privacy screening completed in 2025, an updated roof on the garden shed and a new pool shed built in 2026. Four bedrooms. A finished basement. A 143-foot lot. And a backyard you'll actually plan your summers around. 10 Goldfinch Road offers plenty of room to live - and a little bit of nature right at home.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,178/mo
Mortgage $2,420
Monthly Loss $2,541
Principal$637
Interest$1,783
Property Tax$383
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.9%1
5-Year IRR
10.2%37
10-Year IRR
10.8%
Returns Index
19.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,484/yr
NOI
$20,143/yr
Net Cash Flow
-$741/mo
Cash Margin
-27.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
26.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Goldfinch Road

Time

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