99 St Patrick Street, Kawartha Lakes

$625,000
99 St Patrick Street

$625,000

New
22d
DetachedBungalow

99 St Patrick Street, Kawartha Lakes

Total Monthly Obligation $2,896

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
22d
Score
21
Yield
4.8%
Cash on Cash
-0.8%
Cap Rate
4.4%
5Y IRR
14.9%
10Y IRR
14.1%
Property Type-Detached
MLS® Number-X13851964
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-48 × 100 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Parking-2 - None
Basement-Separate Entrance, Crawl Space, Walk-Out, Partial Basement, Partially Finished
Heating-Forced Air (Gas)
Brokerage-Re/Max All-Stars Realty Inc.
Cooling-Other
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Other
Roof-Asphalt Shingle
Foundation-Concrete, Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

New quality constructed/renovated bungalow in Lindsay completion Nov/2026. Features 2+2 bedrooms and 3 baths. Covered front verandah leads into open concept design with vaulted ceilings, m/f primary bedroom with ensuite, m/f laundry and living area walkout to rear deck. Partially finished lower level offers private outside entrance, 2 bedrooms, full bath, rough in laundry and living area with rough in kitchen area. Includes HRV, new double paved drive and a freshly sodded property.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$500,000
Land Transfer Taxes$8,975
Legal Fees (Est.)
$
Total cash required for closing$135,475

Total Monthly Obligation

$2,896/mo
Mortgage $2,521
Monthly Loss $2,233
Principal$663
Interest$1,858
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.8%2
5-Year IRR
11.0%42
10-Year IRR
11.3%
Returns Index
22.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$22,500/yr
Net Cash Flow
-$646/mo
Cash Margin
-25.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7412
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
28.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 99 St Patrick Street

Time

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