7 Tom Street, Brantford

$324,900
7 Tom Street

$324,900

Price Change
22d
DetachedBungalow

7 Tom Street, Brantford

Total Monthly Obligation $1,901

Beds
1
Baths
2
Park
3
Sqft
700-1100
DOM
22d
Score
30
Yield
7.7%
Cash on Cash
7.7%
Cap Rate
6.2%
5Y IRR
21.8%
10Y IRR
19.8%
Property Type-Detached
MLS® Number-X13852090
Beds-1
Bathrooms-2
Size-700-1100 sqft
Lot Size-36 × 80.5 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Age-100+
Taxes-$2,581 (2025)
Parking-3 - None
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT GOLFI REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession--
Title-Residential Freehold

No agent assigned

Calling investors, renovators, handymen, and buyers looking for an opportunity to make a home their own. Situated in a quiet and friendly Brantford neighbourhood, this 1-bedroom, 2-bathroom bungalow offers a solid starting point for those ready to bring their vision to life. The property is being sold as-is. The main level features a functional layout. A spacious front porch and private driveway add to the home's existing appeal, while the lower level offers valuable additional space with a finished recreation room and three-piece bathroom. Several important updates have already been completed, including a newer roof (2016), high-efficiency forced-air gas furnace, R60 energy-efficient attic insulation (2020), upgraded 3/4" copper water service from the property line to the foundation wall (2020), updated electrical breakers, and newer flooring and ceramic finishes. The private backyard provides additional outdoor space, while the property's convenient location puts shopping, restaurants, recreation, and major amenities within easy reach. Located just minutes from the YMCA, Brantford Casino, shopping plazas, Wilfrid Laurier University, and Conestoga College's Brantford campus. A great opportunity for an investor, flipper, renovator, or buyer looking to take on a project and unlock the potential of a well-located bungalow.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$259,920
Land Transfer Taxes$3,349
Legal Fees (Est.)
$
Total cash required for closing$69,829

Total Monthly Obligation

$1,901/mo
Mortgage $1,311
Monthly Loss $1,556
Principal$345
Interest$966
Property Tax$215
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.8%35
Cash-on-Cash
-0.3%7
5-Year IRR
15.6%75
10-Year IRR
15.1%
Returns Index
39.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
30/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,116/yr
NOI
$15,523/yr
Net Cash Flow
-$17/mo
Cash Margin
-0.8%4
Cash Flow Index
4.1/ 100
Risk Profile
Weight: 20%
DSCR
0.9926
LTV Ratio
80.0%18
Vacancy Buffer
5.0 mo83
Risk Index
42.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 Tom Street

Time

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