103 Belmont Avenue, Hamilton

$524,900
103 Belmont Avenue

$524,900

New
22d
Detached1 1/2 Storey

103 Belmont Avenue, Hamilton

Total Monthly Obligation $2,783

HausQ Valuation Report
Beds
4
Baths
2
Park
1
Sqft
1100-1500
DOM
22d
Score
22
Yield
5.7%
Cash on Cash
0.0%
Cap Rate
4.6%
5Y IRR
15.6%
10Y IRR
14.6%
Property Type-Detached
MLS® Number-X13852122
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-20 × 95.5 ft
Listed on site-Oct 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$3,487.85 (2026)
Parking-2 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Other
Roof-Asphalt Shingle, Other
Foundation-Block
Sewer-Sewer
Possession-30-59 DAYS
Neighbourhood-Crown Point
Title-Residential Freehold

No agent assigned

Well kept carpet free 4 bedroom, 2 bathroom 1.5 storey home in central Hamilton with two parking spaces - one front yard space & one space in the detached garage. Main floor offers bright living room with potlights, stained glass window & hardwood flooring, eat-in kitchen with door to rear yard as well as a main floor bedroom with potlights & hardwood flooring that contains a convenient newer 4 piece bath ('23). Upper level features newer vinyl flooring throughout ('26) & consists of a good sized primary bedroom plus two additional bedrooms & a 4 piece bathroom with tile flooring. Panel box on breakers. Walk-up from basement has been sealed. Fully fenced rear yard. Newer plumbing throughout house ('16). Newer furnace ('19). Newer 3/4" water line from street to home ('19). Freshly painted ('26). Quick & easy access to QEW. Located close to Gage Park, trendy Ottawa Street, The Centre on Barton & the planned LRT.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$419,920
Land Transfer Taxes$6,973
Legal Fees (Est.)
$
Total cash required for closing$113,453

Total Monthly Obligation

$2,783/mo
Mortgage $2,117
Monthly Loss $2,226
Principal$557
Interest$1,560
Property Tax$291
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.7%2
5-Year IRR
11.2%44
10-Year IRR
11.6%
Returns Index
23.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$19,012/yr
Net Cash Flow
-$533/mo
Cash Margin
-21.3%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo59
Risk Index
29.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 103 Belmont Avenue

Time

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