5134 Victoria Avenue, Niagara Falls

$968,000
5134 Victoria Avenue

$968,000

New
22d
Detached2-Storey

5134 Victoria Avenue, Niagara Falls

Total Monthly Obligation $4,582

HausQ Valuation Report
Beds
5
Baths
4
Park
4
Sqft
2500-3000
DOM
22d
Score
17
Yield
4.1%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X13852266
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-50 × 130 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,624 (2025)
Parking-4 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-210 - Downtown
Title-Residential Freehold

No agent assigned

A unique opportunity in Niagara Falls! This spacious 2-storey character home with General Commercial (GC) zoning offers exceptional flexibility for residential, investment, and potential commercial uses. The main and upper levels feature an open-concept layout with 4 bedrooms and 2.5 bathrooms. The main floor also features a private one-bedroom living area with its own entrance, offering added flexibility for multi-generational living or additional living space. With two kitchens and two laundry areas, the property offers excellent versatility. Thoughtfully updated with renovated kitchen and bathrooms (2023), furnace (2021), air conditioning, and updated wiring. Ideally located just minutes from the Niagara River, Niagara Falls GO Station, downtown, and the Tourist District. The property's GC zoning allows for a variety of uses, subject to applicable municipal zoning and approval requirements. An attractive opportunity for homeowners, investors, and business owners alike.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$774,400
Land Transfer Taxes$15,835
Legal Fees (Est.)
$
Total cash required for closing$210,935

Total Monthly Obligation

$4,582/mo
Mortgage $3,905
Monthly Loss $3,554
Principal$1,028
Interest$2,877
Property Tax$302
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.4%25
10-Year IRR
9.3%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,140/yr
NOI
$28,002/yr
Net Cash Flow
-$1,571/mo
Cash Margin
-47.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
19.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5134 Victoria Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.