145 Columbia Street W 1210, Waterloo

$499,900
145 Columbia Street W 1210

$499,900

New
22d
Condo ApartmentApartment

145 Columbia Street W 1210, Waterloo

Total Monthly Obligation $2,831

Beds
1
Baths
1
Park
0
Sqft
600-699
DOM
22d
Score
18
Yield
5.0%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.8%
Property Type-Condo Apartment
MLS® Number-X13852582
Beds-1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$3,566.33 (2026)
Maintenance-$316.95/mo
Locker-None
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE WOLLE REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Flexible with Tenant
Title-Residential Condo & Other

No agent assigned

Welcome to Society 145, a brand-new luxury condominium ideally located in the heart of Waterloo, just steps from both the University of Waterloo and Wilfrid Laurier University. This rare, spacious corner unit offers a thoughtfully designed layout with 630 square feet of contemporary living space, filled with natural light through expansive floor-to-ceiling windows. The unit is adorned with high-end finishes, including hardwood floors, quartz countertops, stylish light fixtures, and rich carpentry throughout, ensuring a sophisticated and comfortable living environment. Whether you're a student, professional, or investor, this unit caters to all, offering a versatile space with a modern kitchen featuring stainless steel appliances, ample storage, and an open-concept living area perfect for entertaining. The bedroom and den (with window) are spacious. The den offers flexibility for use as a guest room, home office, or study space. Residents of 145 Society enjoy top-tier amenities, including a state-of-the-art fitness center, yoga studio, indoor basketball court, games room with billiards, ping pong, and arcade games, as well as a movie theater and business lounge. The building also features secure entry, a 24-hour concierge, and a rooftop patio with breathtaking panoramic views of the city. The ideal blend of luxury, convenience, and modern living - a perfect choice for anyone looking to invest in one of Waterloo's best buildings. With easy access to the dining, shopping, and entertainment options, this condo offers the perfect combination of comfort, convenience, and style. Don't miss the opportunity to own in this highly desirable location with tremendous potential for growth and appreciation in value. Lease in place until December 26, 2026. Embrace the best of condo living in Waterloo at 145 Society!

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,831/mo
Mortgage $2,016
Monthly Loss $2,300
Principal$531
Interest$1,486
Property Tax$297
Condo Fees$317
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.6%1
5-Year IRR
7.4%20
10-Year IRR
8.7%
Returns Index
11.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,116/yr
NOI
$12,835/yr
Net Cash Flow
-$947/mo
Cash Margin
-45.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
27.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 145 Columbia Street W 1210

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.