43 JULY Avenue, Hamilton

$1,046,000
43 JULY Avenue

$1,046,000

New
21d
Detached2-Storey

43 JULY Avenue, Hamilton

Total Monthly Obligation $5,147

Beds
5
Baths
4
Park
2
Sqft
2000-2500
DOM
21d
Score
16
Yield
4.0%
Cash on Cash
-7.1%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-X13852956
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-36.42 × 106.63 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,627.23 (2026)
Parking-4 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTRON BLUE FORCE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Stone, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Stoney Creek Mountain
Title-Residential Freehold

No agent assigned

Welcome To Modern Living In Desirable Stoney Creek Mountain! This Detached Home Blends Style, Comfort And Convenience With A Bright, Open-Concept Main Floor And A Spacious Living Room Featuring A Cozy Gas Fireplace. The Beautifully Upgraded Kitchen Offers Granite Countertops And A Convenient Breakfast Bar. Retreat To The Primary Bedroom With A Ensuite And Walk-In Closet. Three Additional Bedrooms And Two Full Bathrooms In Total On The Upper Level Provide Plenty Of Space For The Whole Family. The Newly Finished Basement Features One Bedroom, A Spacious Recreation Room, A 3-Piece Bathroom, Space For A Potential Kitchen And Access Through An Additional Side Entrance. Enjoy A Backyard With A Covered Patio, Perfect For Relaxing And Entertaining.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$836,800
Land Transfer Taxes$17,395
Legal Fees (Est.)
$
Total cash required for closing$228,095

Total Monthly Obligation

$5,147/mo
Mortgage $4,219
Monthly Loss $4,036
Principal$1,110
Interest$3,109
Property Tax$552
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.0%18
10-Year IRR
8.3%
Returns Index
10.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,400/yr
NOI
$26,133/yr
Net Cash Flow
-$2,042/mo
Cash Margin
-59.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 JULY Avenue

Time

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