626 Hamilton Street W, Laurentian Valley

$349,900
626 Hamilton Street W

$349,900

Price Change
22d
Detached2-Storey

626 Hamilton Street W, Laurentian Valley

Total Monthly Obligation $2,011

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
22d
Score
41
Yield
8.6%
Cash on Cash
11.8%
Cap Rate
7.1%
5Y IRR
25.1%
10Y IRR
22.6%
Property Type-Detached
MLS® Number-X13853016
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-59.4 × 124.08 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$2,692.43 (2026)
Parking-4 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX PEMBROKE REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Quick Closing Available
Neighbourhood-531 - Laurentian Valley
Title-Residential Freehold

No agent assigned

This well-cared-for family home is ready for immediate occupancy and offers plenty of space for you and your family to make it home. The bright and spacious entry has plenty of storage for coats, shoes and backpacks. The open-concept living and dining areas are filled with natural light and provide a comfortable space for family time, entertaining, or simply relaxing together. From the dining room, patio doors lead outside to a welcoming patio-perfect for enjoying your morning coffee or unwinding on quiet evenings. The large, fenced backyard offers plenty of room to create your own garden, add colourful flower beds, or simply enjoy the outdoors. A handy shed provides additional storage for gardening tools, bikes, and seasonal items. Upstairs, you'll find three spacious bedrooms and a four-piece bathroom, providing plenty of room for the family. The third level offers a versatile bonus room that can easily become a playroom, movie room, home office, or workout space-whatever best suits your lifestyle.The finished basement adds even more living space, featuring a spacious family room, three-piece bathroom, and laundry room. This home is ready to welcome its next family and create many wonderful memories.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$279,920
Land Transfer Taxes$3,724
Legal Fees (Est.)
$
Total cash required for closing$75,204

Total Monthly Obligation

$2,011/mo
Mortgage $1,411
Monthly Loss $1,639
Principal$371
Interest$1,040
Property Tax$224
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.7%46
Cash-on-Cash
3.8%18
5-Year IRR
18.9%89
10-Year IRR
17.8%
Returns Index
51.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
41/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$19,808/yr
Net Cash Flow
$239/mo
Cash Margin
9.6%25
Cash Flow Index
25.2/ 100
Risk Profile
Weight: 20%
DSCR
1.1742
LTV Ratio
80.0%18
Vacancy Buffer
4.7 mo79
Risk Index
46.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 626 Hamilton Street W

Time

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