38 Finch Drive, Belleville

$599,000
38 Finch Drive

$599,000

New
21d
DetachedBungalow

38 Finch Drive, Belleville

Total Monthly Obligation $3,331

HausQ Valuation Report
Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
21d
Score
18
Yield
5.2%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Detached
MLS® Number-X13853176
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-49.21 × 119.93 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$6,476.7 (2026)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Royal Service Real Estate Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Flexible
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Secluded Setting. City Convenience. A Home to Love. Tucked away in the sought-after Jackson Woods community, this bright and pretty 3-bedroom, 3-bathroom bungalow offers privacy, comfort, and convenience. Peacefully secluded while still being right in the heart of Belleville. Proudly cared for by its one and only owner, this inviting home features beautiful hardwood floors, generous living spaces, and an abundance of natural light. The fully finished basement provides valuable additional living space, perfect for a family room, home office, gym, or guest retreat. Outside, enjoy the convenience of a double garage and a setting close to parks, trails, schools, and everyday amenities. With new shingles installed in 2020, this home offers both charm and peace of mind. A well-loved home in a special setting, quietly tucked away, yet wonderfully connected to everything Belleville has to offer.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$479,200
Land Transfer Taxes$8,455
Legal Fees (Est.)
$
Total cash required for closing$129,755

Total Monthly Obligation

$3,331/mo
Mortgage $2,416
Monthly Loss $2,695
Principal$636
Interest$1,780
Property Tax$540
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.4%25
10-Year IRR
9.4%
Returns Index
13.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,080/yr
NOI
$16,995/yr
Net Cash Flow
-$1,000/mo
Cash Margin
-38.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
24.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 38 Finch Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.