7 MCNICHOLL Circle, St. Catharines

$524,900
7 MCNICHOLL Circle

$524,900

Price Change
21d
Semi-Detached Other

7 MCNICHOLL Circle, St. Catharines

Total Monthly Obligation $2,782

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
21d
Score
22
Yield
5.9%
Cash on Cash
0.7%
Cap Rate
4.7%
5Y IRR
16.1%
10Y IRR
15.1%
Property Type-Semi-Detached
MLS® Number-X13853538
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 166 ft
Listed on site-Oct 2, 2026
Style-Other
Building Type-Semi-Detached
Age-31-50
Taxes-$3,480 (2025)
Parking-4 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Century 21 Heritage House LTD
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Aluminum Siding, Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-446 - Fairview
Title-Residential Freehold

No agent assigned

BUYER CASH INCENTIVE OF $4000 BEING OFFERED at closing to use as you wish - home decorating, new floors, pay your taxes in advance...completely up to you! This beautifully updated 3-bedroom backsplit semi-detached home offers the space and versatility of a much larger home, with 4 levels of finished living space, a newly updated kitchen, renovated bathrooms, a large private fenced yard and plenty of parking. Located on a quiet, family-friendly court, this home is an excellent choice for first-time buyers, families and commuters looking for space, privacy and value.The bright main level features hardwood flooring in the spacious living and dining areas. The updated open-concept kitchen is designed for everyday family living and entertaining, featuring a large eat-at centre island with quartz countertop, ample cabinetry and generous counter space. The versatile multi-level layout provides excellent separation between living spaces, with 3 large bedrooms plus a bonus lower-level office. The primary bedroom offers a walk-in closet, while both full bathrooms have been renovated and modernized.The lower-level family room features a convenient walk-out to the deck and gazebo overlooking the fully fenced, private 166' deep backyard - an ideal setting for children, pets, gardening and outdoor entertaining. An abundance of off-street parking adds even more convenience, while the crawlspace provides excellent additional storage.Set on a quiet, low-traffic court in a great school district, with easy QEW access for commuters and close proximity to Fairview Mall, public transit, parks and the Kiwanis Aquatics Centre. Move-in ready, spacious and thoughtfully updated - this home offers far more than you might expect from the street! MORE SPACE THAN MEETS THE EYE!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$419,920
Land Transfer Taxes$6,973
Legal Fees (Est.)
$
Total cash required for closing$113,453

Total Monthly Obligation

$2,782/mo
Mortgage $2,117
Monthly Loss $2,225
Principal$557
Interest$1,560
Property Tax$290
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.1%2
5-Year IRR
11.7%48
10-Year IRR
11.9%
Returns Index
24.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,756/yr
NOI
$19,700/yr
Net Cash Flow
-$476/mo
Cash Margin
-18.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo59
Risk Index
30.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 MCNICHOLL Circle

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.