29 CONSIDINE Avenue, St. Catharines

$1,995,000
29 CONSIDINE Avenue

$1,995,000

New
21d
Detached2-Storey

29 CONSIDINE Avenue, St. Catharines

Total Monthly Obligation $9,355

Beds
4
Baths
3
Park
4
Sqft
2500-3000
DOM
21d
Score
13
Yield
1.9%
Cash on Cash
-15.6%
Cap Rate
1.2%
5Y IRR
3.5%
10Y IRR
5.3%
Property Type-Detached
MLS® Number-X13853976
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-27.13 × 159 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$11,198 (2025)
Parking-5 - Attached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-MARTIN GROUP
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas, Other
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block, Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-438 - Port Dalhousie
Title-Residential Freehold

No agent assigned

There are places where one merely looks upon the water, and then there are houses where Lake Ontario breathes against the glass, an intimate guest in every room, and one wonders why anyone would retreat to distant Muskoka when so shimmering a reality welcomes you home each dusk. The property sweeps to the water's edge, bordered by multi-level decks made for warm evenings and gentle laughter, for soft sand underfoot and painted skies that linger long after the sun has gone. It rests along a quiet avenue, moments from the romantic charm of Port Dalhousie, where the old carousel turns, and the waterfront cafes recall an unhurried, golden era. Yet the true enchantment lies within: a sun-dappled foyer, its ceilings soaring, opens upon a brilliant expanse designed purely for the view; in the living room, the hardwood floors catch the light, anchored by a cozy gas fireplace and doors that slip onto the entertaining decks; and the chef's kitchen, with its Bertazzoni gas stove and center island, flows into a spacious dining room beneath nine-foot ceilings, framed by endless panoramas of the lake. Upstairs, past a quiet reading nook, the primary suite unfolds like a private sanctuary, with vaulted ceilings, a wall of glass gazing out to the horizon, a fireplace, and a five-piece spa bath with a soaker jet tub, while a separate nanny suite offers guests a sunlit haven of their own, complete with a vaulted family room and private balcony. Below, a finished lower level provides a secluded space for recreation and wellness, and for the enthusiast, an oversized L-shaped garage with eleven-foot ceilings makes room for a lift and a hobby/workshop. It is more than a residence; it is a gracious, timeless invitation to live amid the quiet, luminous beauty of the lake every single day.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,596,000
Land Transfer Taxes$36,375
Legal Fees (Est.)
$
Total cash required for closing$436,875

Total Monthly Obligation

$9,355/mo
Mortgage $8,047
Monthly Loss $7,238
Principal$2,118
Interest$5,930
Property Tax$933
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
0.9%7
Cash-on-Cash
-18.1%0
5-Year IRR
1.4%4
10-Year IRR
4.1%
Returns Index
3.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$18,862/yr
Net Cash Flow
-$6,475/mo
Cash Margin
-202.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.201
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo17
Risk Index
12.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 29 CONSIDINE Avenue

Time

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