528 St Lawrence Street, North Dundas

$799,900
528 St Lawrence Street

$799,900

New
22d
Detached2-Storey

528 St Lawrence Street, North Dundas

Total Monthly Obligation $4,122

Beds
4
Baths
3
Park
12
Sqft
3500-5000
DOM
22d
Score
15
Yield
3.3%
Cash on Cash
-10.9%
Cap Rate
2.2%
5Y IRR
7.0%
10Y IRR
8.0%
Property Type-Detached
MLS® Number-X13854112
Beds-4
Bathrooms-3
Size-3500-5000 sqft
Lot Size-114.8 × 203.2 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$6,243 (2026)
Parking-22 - Detached
Basement-Full
Heating-Radiant (Gas)
Brokerage-ENGEL & VOLKERS OTTAWA
Cooling-Wall Unit(s), Window Unit(s)
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Stone
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-flexible
Neighbourhood-706 - Winchester
Title-Residential Freehold

No agent assigned

Welcome to The Jewel of Winchester, a remarkable 1885 stone landmark filled w history, exceptional craftsmanship and rare mixed-use potential come together. Set on a 203' x 114' lot and offering 3,800+ sq ft above grade, this distinctive property has stood through generations while retaining the architectural details of a century home: soaring ceilings, substantial baseboards and mouldings, beautiful millwork, and an impressive staircase. Generously proportioned rooms, 4 bedrooms and 2.5 bathrooms provide the scale and flexibility to suit both everyday living and something more imaginative.a rare split/mixed-use zoning configuration, open the door to possibilities seldom found in a property of this character and scale. Formerly a bed and breakfast, the home already has a history of welcoming both residents and guests. A main-floor bedroom w ensuite and private exterior entrance further enhances its versatility, lending itself beautifully to multi-gen living, guest accommodations, workspace or other permitted uses. The property itself is equally extraordinary. Extensive parking is complemented by two substantial outbuildings: a heated 50' x 24' shop and an additional 50' x 30' building with oversized bays, providing exceptional space for storage, hobbies, workspace or uses compatible with the property's zoning. Mature gardens extend along the northwest side of the property, where a permanent gazebo creates a charming setting. For those drawn to heritage architecture, the craftsmanship is difficult to replicate; for those with an entrepreneurial vision, the zoning, outbuildings, parking and scale invite exploration; and for those simply searching for an extraordinary home, The Jewel of Winchester offers the opportunity to become the next steward of a property that has been part of the community since 1885. Rich in history. Remarkable in detail. Rare in opportunity. 528 St. Lawrence Street is ready for its next chapter.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,122/mo
Mortgage $3,227
Monthly Loss $3,273
Principal$849
Interest$2,378
Property Tax$520
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-14.9%0
5-Year IRR
4.0%8
10-Year IRR
6.0%
Returns Index
5.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,400/yr
NOI
$13,017/yr
Net Cash Flow
-$2,142/mo
Cash Margin
-97.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
19.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 528 St Lawrence Street

Time

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