3 Oxfordshire Lane, Kitchener

$635,000
3 Oxfordshire Lane

$635,000

New
21d
Att/Row/Townhouse3-Storey

3 Oxfordshire Lane, Kitchener

Total Monthly Obligation $3,300

Beds
3
Baths
4
Park
1
Sqft
1500-2000
DOM
21d
Score
20
Yield
5.2%
Cash on Cash
-2.2%
Cap Rate
4.1%
5Y IRR
13.8%
10Y IRR
13.2%
Property Type-Att/Row/Townhouse
MLS® Number-X13854314
Beds-3
Bathrooms-4
Size-1500-2000 sqft
Lot Size-29.34 × 69.58 ft
Listed on site-Oct 2, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,369 (2025)
Parking-1 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ENGEL & VOLKERS TORONTO CENTRAL
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Exceptional Space, Extensive Upgrades & Incredible Versatility! Welcome to 3 Oxfordshire Lane, FREEHOLD END UNIT TOWNHOUSE with only $144 per month common area maintenance fee. Offering approximately 1,727 sq. ft. of living space above grade, complemented by a fully finished lower level with its own separate entrance (walkout access). The main level features elegant engineered hardwood flooring, a beautiful wood staircase, pot lights and upgraded light fixtures. The well appointed kitchen offers wall to wall cabinets, granite countertops, backsplash and four new stainless steel appliances including a stove with built-in air-fryer (2025), fridge (2025), microwave/range hood (2025) and dishwasher (2023). The spacious dining area provides a walkout to a large deck-perfect for entertaining, outdoor dining. The upper level offers, Laundry room, three generously sized bedrooms each with upgraded custom closets, including a spacious primary retreat complete with its own private ensuite. With four bathrooms throughout the home, there is excellent functionality for growing families and guests. The fully finished lower level adds exceptional versatility, featuring a large recreation room, separate exterior entrance, walkout access and a full bathroom with a glass-enclosed shower. This flexible space is ideal for a home office, recreation area, guest accommodations, extended family or a variety of lifestyle needs. Additional features include a smart doorbell camera, smart switches for convenient control of lights throughout the home, and a water softener (2022). This is a home that offers the space, flexibility and location today's buyers are looking for-move-in ready and designed to accommodate a wide range of lifestyles. Enjoy a vibrant urban lifestyle in a family-friendly community just steps to the ION LRT, Kitchener GO Station, Breithaupt Community Center and Pools, Tannery District, Google's Canadian Headquarters, Highway 7/8, shopping, restaurants.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$508,000
Land Transfer Taxes$9,175
Legal Fees (Est.)
$
Total cash required for closing$137,675

Total Monthly Obligation

$3,300/mo
Mortgage $2,561
Monthly Loss $2,626
Principal$674
Interest$1,887
Property Tax$364
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.3%1
5-Year IRR
9.9%35
10-Year IRR
10.5%
Returns Index
18.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,904/yr
NOI
$20,745/yr
Net Cash Flow
-$833/mo
Cash Margin
-30.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3 Oxfordshire Lane

Time

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Data last updated within the past 24 hours.