90 Brown Street, Port Hope

$1,124,900
90 Brown Street

$1,124,900

New
22d
Detached2-Storey

90 Brown Street, Port Hope

Total Monthly Obligation $5,572

Beds
5
Baths
3
Park
4
Sqft
3000-3500
DOM
22d
Score
14
Yield
2.8%
Cash on Cash
-12.5%
Cap Rate
1.9%
5Y IRR
5.9%
10Y IRR
7.1%
Property Type-Detached
MLS® Number-X13854520
Beds-5
Bathrooms-3
Size-3000-3500 sqft
Lot Size-80.52 × 109.95 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$7,913 (2025)
Parking-4 - None
Basement-Partial Basement
Heating-Radiant (Electric)
Brokerage-RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Cooling-None
Laundry-No
Fireplace-Living Room
Pool-Inground
Facing-South
Exterior-Brick
Roof-Asphalt Shingle, Metal, Membrane
Foundation-Stone
Sewer-Sewer
Possession-30 days
Neighbourhood-Port Hope
Title-Residential Freehold

No agent assigned

Located in beautiful historic Port Hope, this bright and spacious home, circa 1875, is a rare find with 3,312 sq ft of bright living space. The first floor features a large living room with wood burning fireplace and a cozy window seat, spacious dining room and gorgeous stained-glass windows. The amazing family room with wood stove and beautiful six-foot windows leads into a large family kitchen and great mudroom with laundry and powder room. The upstairs boast 4 Bedroom plus a large office space with entry from both the primary bedroom and hall. There are two bathrooms on the 2nd floor. The primary 4 piece bathroom includes cozy heated floors. Add to all this a large attic space with walk up staircase. Outside, the charming curved front porch has a lovely oversized porch swing and the generous patio includes a cedar gazebo and separately fenced in-ground pool. This incredible property is located on highly sought after Brown Street in the Ganaraska Trail School district, just a short walk to shops and restaurants! The virtual Tour Includes Floor Plans and a measuring tool.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$899,920
Land Transfer Taxes$18,973
Legal Fees (Est.)
$
Total cash required for closing$245,453

Total Monthly Obligation

$5,572/mo
Mortgage $4,538
Monthly Loss $4,378
Principal$1,194
Interest$3,343
Property Tax$659
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.4%9
Cash-on-Cash
-15.8%0
5-Year IRR
3.3%7
10-Year IRR
5.4%
Returns Index
4.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$16,207/yr
Net Cash Flow
-$3,187/mo
Cash Margin
-120.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.302
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
15.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 90 Brown Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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