10 James Street 709, Ottawa Centre

$446,144
10 James Street 709

$446,144

New
21d
Condo ApartmentApartment

10 James Street 709, Ottawa Centre

Total Monthly Obligation $2,728

Beds
0
Baths
1
Park
0
Sqft
500-599
DOM
21d
Score
17
Yield
4.8%
Cash on Cash
-9.4%
Cap Rate
2.6%
5Y IRR
8.2%
10Y IRR
8.8%
Property Type-Condo Apartment
MLS® Number-X13854890
Beds-0
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 2, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,219.25 (2026)
Maintenance-$543.59/mo
Locker-None
Parking-Underground
Basement-None
Heating-Heat Pump (Gas)
Brokerage-ENGEL & VOLKERS OTTAWA
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick, Metal/Steel Siding
Possession-TBA
Neighbourhood-4103 - Ottawa Centre
Title-Residential Condo & Other

No agent assigned

Experience elevated living at James House, a boutique condominium redefining urban sophistication in the heart of Centretown. Designed by award-winning architects, this trend-setting development offers contemporary new-loft style living and thoughtfully curated amenities. This stylish junior one-bedroom suite spans 581 sq.ft. of interior space and features 10-ft ceilings, floor-to-ceiling windows, and exposed concrete accents. The modern kitchen is equipped with quartz countertops, a built-in refrigerator and dishwasher, stainless steel appliances, and ambient under-cabinet lighting. The thoughtfully designed layout includes in-suite laundry and a full bathroom with modern finishes. James House enhances urban living with amenities including a west-facing rooftop saltwater pool, fitness center, yoga studio, zen garden, stylish resident lounge, and a dog washing station. Located steps from Centretown and the Glebe's finest dining, shopping, and entertainment, James House creates a vibrant and welcoming atmosphere that sets a new standard for luxurious urban living. Other suite models are also available. Inquire about our flexible ownership options, including rent-to-own and save-to-own programs, designed to help you move in and own faster. Pricing reflects anticipated savings from the proposed Ontario New Housing HST Rebate program, subject to purchaser eligibility and applicable legislation.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$356,915
Land Transfer Taxes$5,398
Legal Fees (Est.)
$
Total cash required for closing$96,127

Total Monthly Obligation

$2,728/mo
Mortgage $1,800
Monthly Loss $2,255
Principal$474
Interest$1,326
Property Tax$185
Condo Fees$544
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.1%0
5-Year IRR
4.8%10
10-Year IRR
6.8%
Returns Index
6.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,396/yr
NOI
$8,114/yr
Net Cash Flow
-$1,123/mo
Cash Margin
-63.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.383
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo61
Risk Index
27.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 James Street 709

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.