4 Lincoln Crescent, Guelph

$775,000
4 Lincoln Crescent

$775,000

New
21d
Detached1 1/2 Storey

4 Lincoln Crescent, Guelph

Total Monthly Obligation $3,913

Beds
5
Baths
2
Park
5
Sqft
1100-1500
DOM
21d
Score
19
Yield
4.9%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Detached
MLS® Number-X13855462
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-54.08 × 140.65 ft
Listed on site-Oct 2, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,948 (2025)
Parking-5 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. George's
Title-Residential Freehold

No agent assigned

Cute as a button, clever where it counts - welcome to 4 Lincoln Crescent. Tucked away on a quiet, mature crescent in Guelph, this thoughtfully updated home sits on a large pie-shaped lot wrapped in trees and privacy. Behind that sweet red door is a surprisingly versatile layout designed to grow, adapt and even help pay the mortgage. The main home offers a wonderfully flexible layout, with two bedrooms on the main floor, including one with a walkout to the back deck and convenient access to the laundry - an ideal spot to use as a home office, playroom, guest room or whatever life calls for. Upstairs, two additional bedrooms are connected by another versatile flex space, perfectly suited for a nursery, kids' hangout, office or reading nook, with potential to explore a future second-floor bathroom. It's a home with plenty of defined spaces, but even more possibilities for how you use them.. Downstairs, a separate entrance leads to a self-contained 2-bedroom in-law suite complete with its own kitchenette, living space, bath + laundry - ideal for multi-generational living or added income potential down the road... And then there's the backyard: big, private and made to be enjoyed, with mature trees, an oversized deck, retractable awning and plenty of room to garden, play or entertain. Set on an established street close to parks, everyday amenities and easy routes around the city, 4 Lincoln Crescent is equal parts charming home and smart opportunity - with a whole lot more space than you'd ever guess from the curb.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$620,000
Land Transfer Taxes$11,975
Legal Fees (Est.)
$
Total cash required for closing$168,475

Total Monthly Obligation

$3,913/mo
Mortgage $3,126
Monthly Loss $3,091
Principal$823
Interest$2,303
Property Tax$412
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.7%33
10-Year IRR
10.3%
Returns Index
17.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,280/yr
NOI
$25,004/yr
Net Cash Flow
-$1,042/mo
Cash Margin
-32.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo39
Risk Index
22.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Lincoln Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.