212 Chartwell Circle, Hamilton

$1,048,876
212 Chartwell Circle

$1,048,876

New
22d
Detached2-Storey

212 Chartwell Circle, Hamilton

Total Monthly Obligation $5,285

Beds
5
Baths
10
Park
4
Sqft
2500-3000
DOM
22d
Score
18
Yield
5.0%
Cash on Cash
-3.0%
Cap Rate
3.9%
5Y IRR
13.2%
10Y IRR
12.7%
Property Type-Detached
MLS® Number-X13855796
Beds-5
Bathrooms-10
Size-2500-3000 sqft
Lot Size-34.12 × 98.43 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,144.33 (2026)
Parking-6 - Attached
Basement-Partial Basement, Finished, Finished with Walk-Out, Full
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Jerome
Title-Residential Freehold

No agent assigned

Beautifully designed and filled with thoughtful upgrades, this impressive Scarlett Homes residence offers an abundance of space for family living and entertaining. The bright, open-concept main floor features a custom kitchen with quartz countertops, oversized island, premium cabinetry and gas stove, flowing into the spacious family room and dining area. Hardwood floors, 9-foot ceilings, pot lights and California shutters add warmth and style. Upstairs offers 4 generous bedrooms, a versatile den, second-floor laundry, and a spacious primary retreat with walk-in closet and luxurious 5-piece ensuite. Easy-care flooring throughout means no carpet. The fully finished basement provides exceptional flexibility with a large recreation room, additional bedroom, 3-piece bathroom and wet bar with wine fridge, offering excellent potential for a future kitchenette or in-law suite. Enjoy a private, fully fenced yard with storage shed, plus three fireplaces, tankless water heater, EV charger in the garage and numerous additional upgrades. Built by Scarlett Homes in 2013 and ideally located close to excellent schools, parks, shopping, amenities and highway access. A fantastic family home offering space, style and versatility in a convenient location. A pleasure to show!

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Properties $1M+ require 20% down.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$839,101
Land Transfer Taxes$17,453
Legal Fees (Est.)
$
Total cash required for closing$228,728

Total Monthly Obligation

$5,285/mo
Mortgage $4,231
Monthly Loss $4,171
Principal$1,113
Interest$3,118
Property Tax$679
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.1%1
5-Year IRR
10.0%35
10-Year IRR
10.6%
Returns Index
18.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,560/yr
NOI
$34,660/yr
Net Cash Flow
-$1,343/mo
Cash Margin
-30.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
18.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 212 Chartwell Circle

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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