41 Victor Street, London South

$699,900
41 Victor Street

$699,900

New
21d
Detached2-Storey

41 Victor Street, London South

Total Monthly Obligation $3,648

Beds
4
Baths
2
Park
3
Sqft
1500-2000
DOM
21d
Score
17
Yield
4.4%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-X13856080
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-30 × 240 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,400 (2026)
Parking-4 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-THRIVE REALTY GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block, Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-South F
Title-Residential Freehold

No agent assigned

Some homes just have that unmistakable Wortley Village feeling and this is one of them. Set on a quiet, mature street with an incredible 241-ft-deep lot, this character-filled two-storey offers the charm you hope to find in Old South, along with a layout that gives you options for how you live now and in the future. Inside, 9-ft ceilings, beautiful original details and generous principal rooms are paired with thoughtful updates and elevated finishes. The main floor features a spacious primary bedroom, full bath with clawfoot tub, and an open-style kitchen and dining area with high-end appliances and countertops. In the living room, a gas insert brings warmth to the original fireplace and creates an inviting place to settle in. Upstairs, you'll find two additional bedrooms plus a den that could be converted back to a third bedroom, a second full bath with another clawfoot tub, and a second kitchen, as well as a separate entrance. Downstairs, the large, dry unfinished basement provides excellent storage and future possibilities. Outside may be one of the biggest surprises: a beautifully mature and private backyard that seems to go on forever, leading to a large garage and shed with its own electrical service. The home also features updated electrical throughout, including 200-amp service and circuit breakers, providing modern functionality and added peace of mind. Add in the covered front porch at the front, and all the walkability, character and neighbourhood charm that make Wortley Village so loved, and there is an incredible amount to appreciate here. A beautiful home today, with plenty of possibilities for tomorrow.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,648/mo
Mortgage $2,823
Monthly Loss $2,905
Principal$743
Interest$2,080
Property Tax$450
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.6%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,900/yr
NOI
$17,910/yr
Net Cash Flow
-$1,331/mo
Cash Margin
-51.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
22.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 41 Victor Street

Time

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