39 Hickory Lane, St. Thomas

$799,900
39 Hickory Lane

$799,900

New
21d
DetachedBungalow

39 Hickory Lane, St. Thomas

Total Monthly Obligation $4,056

HausQ Valuation Report
Beds
3
Baths
3
Park
4
Sqft
1100-1500
DOM
21d
Score
17
Yield
4.2%
Cash on Cash
-6.2%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Detached
MLS® Number-X13856472
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-53 × 93 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,459 (2025)
Parking-6 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX CENTRE CITY REALTY INC
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick, Hardboard
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome to this beautifully appointed bungalow in prestigious Lake Margaret Estates! Offering 1,498 sq. ft. above grade plus over 800 sq. ft. of finished lower level living space. This 2+1 bedroom, 3 bathroom home blends comfort, style and an exceptional setting backing onto a forest offering a peaceful natural backdrop and views. The open-concept main floor features hardwood flooring and an impressive great room with a soaring 10 ft. ceiling, creating a bright and inviting space perfect for everyday living and entertaining. The fully finished basement provides additional versatile living space, ideal for family gatherings with a large recreation room, home office or guest bedroom. Located in sought-after Lake Margaret Estates, residents enjoy scenic walking trails, picturesque ponds and convenient access to Pinafore Park. Complete with a double wide driveway offering parking for four vehicles, this home delivers an exceptional combination of lifestyle, space and location. A wonderful opportunity to enjoy bungalow living surrounded by nature!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,056/mo
Mortgage $3,227
Monthly Loss $3,207
Principal$849
Interest$2,378
Property Tax$455
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.6%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,888/yr
NOI
$20,540/yr
Net Cash Flow
-$1,515/mo
Cash Margin
-53.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Hickory Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.