230 Farley Road 4, Centre Wellington

$699,900
230 Farley Road 4

$699,900

New
22d
Att/Row/TownhouseBungaloft

230 Farley Road 4, Centre Wellington

Total Monthly Obligation $3,617

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
22d
Score
17
Yield
4.4%
Cash on Cash
-5.7%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Att/Row/Townhouse
MLS® Number-X13856988
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-22.05 × 118.91 ft
Listed on site-Oct 1, 2026
Style-Bungaloft
Building Type-Att/Row/Townhouse
Age-0-5
Taxes-$5,027.68 (2026)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SPECIALISTS INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick, Stone
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Fergus
Title-Residential Freehold

No agent assigned

Rare end-unit bungaloft with a main-floor primary bedroom, offering 1,919 sq ft in one of Fergus's newest communities. Built in 2022 with a brick and stone exterior, this 3-bedroom, 3-bath townhome features a main-floor primary suite with a private 5-piece ensuite, soaring ceilings, a fireplace, an eat-in kitchen with granite counters and stainless steel appliances, custom power blinds throughout, main-floor laundry, a powder room, and an attached double garage with parking for 4. Upstairs, an open loft makes an ideal home office or second lounge, alongside two more bedrooms and a 5-piece bath, giving family and guests a level of their own. Step outside to a private, south-facing fenced courtyard, perfect for morning coffee and summer gatherings. As an end unit, the home offers added privacy and quiet. The unfinished basement is ready for your vision: a home theatre, gym, recreation room or extra living space. Central air, an ERV/HRV air exchanger and a tankless water heater keep the home comfortable and efficient. Chandeliers, light fixtures, blinds and curtains are included. Low POTL fee of $121/month. Minutes to schools, parks, shopping and the historic downtowns of Fergus and Elora. Flexible possession. Move in and enjoy low-maintenance living.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,617/mo
Mortgage $2,823
Monthly Loss $2,874
Principal$743
Interest$2,080
Property Tax$419
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.4%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,900/yr
NOI
$18,282/yr
Net Cash Flow
-$1,300/mo
Cash Margin
-50.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
22.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 230 Farley Road 4

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.