427 Beaver Creek Road, Waterloo

$699,000
427 Beaver Creek Road

$699,000

New
21d
Att/Row/Townhouse2-Storey

427 Beaver Creek Road, Waterloo

Total Monthly Obligation $3,535

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
21d
Score
19
Yield
5.0%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Att/Row/Townhouse
MLS® Number-X13857468
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-22.03 × 108.1 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-16-30
Taxes-$4,083 (2025)
Parking-3 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-EXECUTIVE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to 427 Beaver Creek Road, set in one of Waterloo's most sought-after family neighbourhoods, overlooking Laurel Creek Conservation Area and within the desirable Laurelwood school district. This executive townhouse is attached to the neighbouring home on one side and connected only at the garage on the other, offering the privacy and natural light of a semi-detached home.Natural hard sugar maple flooring extends throughout the main level, leading to a fully renovated kitchen with quartz countertops, a full-height backsplash, and high-end stainless steel appliances. Pot lights, upgraded fixtures, California shutters throughout, and fresh paint create a welcoming, move-in-ready home.Vinyl flooring continues up the staircase and throughout the second level. The spacious primary bedroom features pot lights, dual closets, and a three-piece ensuite. Two additional generous bedrooms and a four-piece bathroom complete the upper floor.Outside, a mature shade tree, mulched garden beds, and an exposed aggregate walkway create an inviting approach to the covered front porch. The fully fenced backyard offers a covered patio with exposed aggregate concrete and an overhead skylight, providing a bright, sheltered space for relaxing or entertaining.Notable updates include a furnace installed in 2022 with warranty coverage to 2042, an owned hot water tank and water softener installed in 2022, a roof replaced in 2017, vinyl windows and doors, and an EV-capable electrical panel. An attached garage and private driveway add everyday convenience.Enjoy easy access to Laurel Creek trails, the University of Waterloo, Wilfrid Laurier University, The Boardwalk, and Highway 85.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,535/mo
Mortgage $2,820
Monthly Loss $2,793
Principal$742
Interest$2,078
Property Tax$340
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.4%1
5-Year IRR
9.8%34
10-Year IRR
10.4%
Returns Index
18.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$22,737/yr
Net Cash Flow
-$925/mo
Cash Margin
-31.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 427 Beaver Creek Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.