136 Highland Avenue, St. Catharines

$499,800
136 Highland Avenue

$499,800

New
21d
Detached1 1/2 Storey

136 Highland Avenue, St. Catharines

Total Monthly Obligation $2,859

HausQ Valuation Report
Beds
3
Baths
1
Park
4
Sqft
1100-1500
DOM
21d
Score
24
Yield
6.8%
Cash on Cash
2.9%
Cap Rate
5.2%
5Y IRR
17.9%
10Y IRR
16.5%
Property Type-Detached
MLS® Number-X13857504
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-40 × 120 ft
Listed on site-Oct 2, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$5,619 (2026)
Parking-5 - Attached
Basement-Partially Finished
Heating-Radiant (Gas)
Brokerage-RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Cooling-None
Laundry-No
Fireplace-Wood
Pool-Inground
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Rolled
Foundation-Concrete Block
Sewer-Sewer
Possession-flexible
Neighbourhood-457 - Old Glenridge
Title-Residential Freehold

No agent assigned

Estate sale in prestigious old Glenridge. 1-1/2 storey home. Attached garage with a back door to a 3-season sunroom and yard. Note the 40' by 120' lot which gives you a wide double, interlock driveway and parking for four cars. Fenced backyard with a 36' by 16' inground concrete pool. Slate front foyer, open concept living room with fireplace, dining room. All hardwood floors. Eat in kitchen with ceramic flooring, dishwasher, fridge, and gas stove. Door to the backyard. 3 bedrooms upstairs, 2 with walk-in closets, all with hardwood floors. 4-piece bathroom. Basement has a rec room area, laundry room, and lots of storage. 100-amp breakers, new hot water boiler combo, newer shingles. All plumbing to the kitchen and bathroom replaced in 2024. This property needs some good old-fashioned TLC to convert it into a dream home in a great quiet area.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$399,840
Land Transfer Taxes$6,471
Legal Fees (Est.)
$
Total cash required for closing$107,931

Total Monthly Obligation

$2,859/mo
Mortgage $2,016
Monthly Loss $2,329
Principal$531
Interest$1,486
Property Tax$468
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.3%3
5-Year IRR
13.2%59
10-Year IRR
13.2%
Returns Index
30.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,176/yr
NOI
$20,639/yr
Net Cash Flow
-$296/mo
Cash Margin
-10.4%1
Cash Flow Index
0.6/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo57
Risk Index
30.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 136 Highland Avenue

Time

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