53 Stella Street, Pelham

$985,000
53 Stella Street

$985,000

New
21d
Detached2-Storey

53 Stella Street, Pelham

Total Monthly Obligation $4,910

Beds
4
Baths
3
Park
6
Sqft
2500-3000
DOM
21d
Score
16
Yield
3.8%
Cash on Cash
-8.3%
Cap Rate
2.8%
5Y IRR
9.1%
10Y IRR
9.5%
Property Type-Detached
MLS® Number-X13857518
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-111 × 168 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,741 (2026)
Parking-5 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-662 - Fonthill
Title-Residential Freehold

No agent assigned

Let's go back to a time when Fonthill was a small village and grand homes were built on generous, beautifully treed properties. Set on one of the area's long-established prestigious addresses, this wonderful Grande Dame offers a rare combination of elegance, warmth and privacy. The exceptionally large, mature lot creates a wonderful sense of seclusion, with towering trees and lush surroundings that make it feel like your own private retreat.Inside, there is an abundance of living space across two floors, enhanced by an incredible four-season sunroom where walls of windows bring the outdoors in. Settle in with your morning coffee, curl up with a book or simply sit amongst the trees and enjoy the serenity of this very special property.The main floor offers a layout with wonderful character and versatility. In addition to the gracious formal living room, there is a spacious den with a gas fireplace-a cozy gathering place for family and friends. The generous eat-in kitchen provides plenty of room for everyday family meals, while the separate formal dining room is ready for holidays and special occasions. Just off the front hall, a spacious office provides an ideal work-from-home setting or could easily serve another purpose to suit your lifestyle.Upstairs, you'll find four well-sized bedrooms, including a lovely primary suite complete with its own ensuite. Storage is plentiful throughout the home, and the expansive basement offers even more space to make your own-imagine a recreation room, exercise area, games room or hobby space, with a dedicated workshop already waiting for your projects.Homes with this combination of history, presence, space and privacy are becoming increasingly difficult to find in Fonthill. A grand home, an established neighbourhood and a premium mature lot-this is the kind of property that has been special for generations and is ready to begin its next chapter.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$788,000
Land Transfer Taxes$16,175
Legal Fees (Est.)
$
Total cash required for closing$214,675

Total Monthly Obligation

$4,910/mo
Mortgage $3,973
Monthly Loss $3,864
Principal$1,046
Interest$2,928
Property Tax$562
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.1%0
5-Year IRR
6.1%15
10-Year IRR
7.6%
Returns Index
8.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,984/yr
NOI
$22,045/yr
Net Cash Flow
-$2,136/mo
Cash Margin
-69.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 53 Stella Street

Time

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