256 Stephanie Drive, Guelph

$949,000
256 Stephanie Drive

$949,000

New
21d
DetachedSidesplit

256 Stephanie Drive, Guelph

Total Monthly Obligation $4,644

HausQ Valuation Report
Beds
4
Baths
3
Park
4
Sqft
1100-1500
DOM
21d
Score
16
Yield
4.0%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-X13857974
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-88.62 × 45.81 ft
Listed on site-Oct 2, 2026
Style-Sidesplit
Building Type-Detached
Age-31-50
Taxes-$5,290.2 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Home Trust Real Estate Brokerage Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Willow West/Sugarbush/West Acres
Title-Residential Freehold

No agent assigned

Welcome to this spacious and beautifully updated side-split in a popular west-end neighbourhood! Featuring an open-concept layout, 3 bedrooms, 3 full 4-piece bathrooms, and a double-car garage, this home offers plenty of space for a growing family. Extensively updated in 2023 with a renovated kitchen, three updated bathrooms, new flooring throughout most of the home, and upgrades to the water softener, hot water tank, garage door, driveway, and soffit, fascia, eavestrough and downspout system. Dishwasher and oven were also replaced in 2023, while the washer and dryer were purchased in 2024. The basement includes a kitchen rough-in, offering excellent potential for additional living space. Conveniently located close to schools, shopping, recreational facilities and major highways for easy access in and out of town. A great opportunity to own an updated family home in a desirable west-end location!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$759,200
Land Transfer Taxes$15,455
Legal Fees (Est.)
$
Total cash required for closing$206,755

Total Monthly Obligation

$4,644/mo
Mortgage $3,828
Monthly Loss $3,637
Principal$1,007
Interest$2,821
Property Tax$441
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.2%19
10-Year IRR
8.4%
Returns Index
10.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,632/yr
NOI
$24,079/yr
Net Cash Flow
-$1,821/mo
Cash Margin
-58.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
18.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 256 Stephanie Drive

Time

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Data last updated within the past 24 hours.